Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Sagepointe, Bakersfield, CA
We monitor insurance prices, helping the average driver in Sagepointe save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Sagepointe
The chart below shows the cheapest car insurance company in Sagepointe for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Sagepointe Insurer | Monthly Cost |
|---|---|
| Metromile | $53 |
| Geico | $60 |
| Progressive | $64 |
| Travelers | $66 |
Savings for Every Kind of Sagepointe Driver
Based on our extensive insurance data, we know the average Sagepointe driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $678 per year by choosing the right vehicle insurance company. Some Sagepointe residents are paying out over $2,119 extra every year for auto insurance in Sagepointe. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sagepointe, Bakersfield, CA Savings / Yr. |
|---|---|
$678 |
|
$1,241 |
|
$982 |
|
$1,725 |
|
$886 |
|
$384 |
|
$0 |
Sagepointe Car Insurance vs. Bakersfield
People living in Sagepointe pay an average of 5.55% more than the typical driver in the state. The average driver in Sagepointe can expect to pay about $992 per year, or $2,119 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Sagepointe for most people.
Car Insurance Prices by Sagepointe Neighborhood
Insurance Prices
Where is insurance cheapest within Sagepointe?
The map shows insurance prices in and around Sagepointe, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $18 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,132 to a low of $2,114. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Sagepointe.Pick the Best Car Insurance Company for You in Sagepointe
The best car insurance provider for most drivers in Sagepointe
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $678 over the average Sagepointe car insurance company.
The best car insurance provider for Sagepointe drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,241 over the competition.
The best car insurance company for Sagepointe drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $982 better than other car insurance companies.
The best auto insurance for Sagepointe drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,725 less each year.
The least expensive car insurance company for new and young drivers in Sagepointe
In Sagepointe, State Farm costs young drivers $886 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sagepointe
Progressive gave the largest car insurance discounts to married couples, averaging $384 saved each year compared to an average Sagepointe couple's premiums.
The cheapest car insurance in Sagepointe for drivers with bad credit
The best Sagepointe car insurance company for customer service
Nationwide was the best company for customer service in Sagepointe according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Sagepointe, which was better than other insurers.
The cheapest large national provider in Sagepointe
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Sagepointe driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sagepointe, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Sagepointe
What Influences the Cost of Car Insurance in Sagepointe?
On average, car insurance in Sagepointe is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sagepointe are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Sagepointe is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sagepointe is $83 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Spice Tract: Insurance costs 1.75% more
- Laurelglen: Insurance costs 2.22% less
- Haggin Oaks: Insurance costs 6.61% less
- Stockdale Greens: Insurance costs 3.02% less
- The Oaks: Insurance costs 3.73% less
- Park Stockdale: Insurance costs 3.68% less
- The Seasons: Insurance costs 1.79% more
- Silver Creek: Insurance costs 2.12% more
- Benton Park: Insurance costs 2.36% more
- Ridgeview Estates: Insurance costs 4.53% more
Neighborhoods with Similar Populations
- Sayler Park: Insurance costs 46.77% less
- Marysville Historic District: Insurance costs 49.13% less
- McGovern Park: Insurance costs 30.49% less
- McKinley: Insurance costs 21.94% less
- Morningside: Insurance costs 31.90% less
- Peacock Village: Insurance costs 10.85% less
- Rickarby: Insurance costs 16.66% less
- River Oaks-Brookhollow: Insurance costs 24.07% less
- Rogers Park: Insurance costs 12.08% less
- Rosebank: Insurance costs 29.26% less