Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Park Stockdale, Bakersfield, CA
We monitor insurance prices, helping the average driver in Park Stockdale save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Park Stockdale
The chart below shows the cheapest car insurance company in Park Stockdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Park Stockdale Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $58 |
| Progressive | $62 |
| Travelers | $64 |
Savings for Every Kind of Park Stockdale Driver
Based on our extensive insurance data, we know the average Park Stockdale driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $653 per year by choosing the right vehicle insurance company. Some Park Stockdale residents are paying out over $2,041 extra every year for auto insurance in Park Stockdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Park Stockdale, Bakersfield, CA Savings / Yr. |
|---|---|
$653 |
|
$1,196 |
|
$945 |
|
$1,661 |
|
$853 |
|
$370 |
|
$0 |
Park Stockdale Car Insurance vs. Bakersfield
People living in Park Stockdale pay an average of 1.66% more than the typical driver in the state. The average driver in Park Stockdale can expect to pay about $956 per year, or $2,041 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Park Stockdale for most people.
Car Insurance Prices by Park Stockdale Neighborhood
Insurance Prices
Where is insurance cheapest within Park Stockdale?
The map shows insurance prices in and around Park Stockdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $247 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,175 to a low of $1,928. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Park Stockdale.Pick the Best Car Insurance Company for You in Park Stockdale
The best car insurance provider for most drivers in Park Stockdale
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $653 over the average Park Stockdale car insurance company.
The best car insurance provider for Park Stockdale drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,196 over the competition.
The best car insurance company for Park Stockdale drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $945 better than other car insurance companies.
The best auto insurance for Park Stockdale drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,661 less each year.
The least expensive car insurance company for new and young drivers in Park Stockdale
In Park Stockdale, State Farm costs young drivers $853 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Park Stockdale
Progressive gave the largest car insurance discounts to married couples, averaging $370 saved each year compared to an average Park Stockdale couple's premiums.
The cheapest car insurance in Park Stockdale for drivers with bad credit
The best Park Stockdale car insurance company for customer service
Nationwide was the best company for customer service in Park Stockdale according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Park Stockdale, which was better than other insurers.
The cheapest large national provider in Park Stockdale
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Park Stockdale driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Park Stockdale, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Park Stockdale
What Influences the Cost of Car Insurance in Park Stockdale?
On average, car insurance in Park Stockdale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Park Stockdale are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Park Stockdale is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Park Stockdale is $80 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Oleander Sunset: Insurance costs 9.31% more
- Stockdale Greens: Insurance costs 0.69% more
- Benton Park: Insurance costs 6.27% more
- Riviera-Westchester: Insurance costs 1.57% less
- Sagepointe: Insurance costs 3.82% more
- Spice Tract: Insurance costs 5.63% more
- Laurelglen: Insurance costs 1.52% more
- Haggin Oaks: Insurance costs 3.04% less
- Homaker Park: Insurance costs 3.38% more
- Lakeview-Bakersfield: Insurance costs 15.73% more
Neighborhoods with Similar Populations
- Area IV: Insurance costs 2.74% less
- Woodlawn Lake: Insurance costs 0.39% less
- Woodland Hills: Insurance costs 33.95% less
- Wood Streets: Insurance costs 3.72% more
- West Ocean View: Insurance costs 38.07% less
- West End: Insurance costs 8.67% more
- Uptown: Insurance costs 35.86% less
- Turtle Creek: Insurance costs 30.18% more
- Thrasher's Corner-Red Hawk: Insurance costs 20.24% less
- The Lakes-Country Club: Insurance costs 27.49% more