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Get Cheap Car Insurance in Area IV, Cambridge, MA
We monitor insurance prices, helping the average driver in Area IV save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Area IV
The chart below shows the cheapest car insurance company in Area IV for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Area IV Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $50 |
| Geico | $54 |
| Midvale Home & Auto | $63 |
| Travelers | $79 |
Savings for Every Kind of Area IV Driver
Based on our extensive insurance data, we know the average Area IV driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $679 per year by choosing the right vehicle insurance company. Some Area IV residents are paying out over $1,985 extra every year for auto insurance in Area IV. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Area IV, Cambridge, MA Savings / Yr. |
|---|---|
$679 |
|
$1,010 |
|
$840 |
|
$1,115 |
|
$2,458 |
|
$0 |
|
$0 |
Area IV Car Insurance vs. Cambridge
People living in Area IV pay an average of 27.82% more than the typical driver in the state. The average driver in Area IV can expect to pay about $853 per year, or $1,985 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Area IV for most people.
Car Insurance Prices by Area IV Neighborhood
Insurance Prices
Where is insurance cheapest within Area IV?
The map shows insurance prices in and around Area IV, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $367 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,185 to a low of $1,818. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Area IV.Pick the Best Car Insurance Company for You in Area IV
The best car insurance provider for most drivers in Area IV
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $679 over the average Area IV car insurance company.
The best car insurance provider for Area IV drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $1,010 over the competition.
The best car insurance company for Area IV drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $840 better than other car insurance companies.
The best auto insurance for Area IV drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,115 less each year.
The least expensive car insurance company for new and young drivers in Area IV
In Area IV, State Farm costs young drivers $2,458 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Area IV
The cheapest car insurance in Area IV for drivers with bad credit
The best Area IV car insurance company for customer service
Recent price drops
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The cheapest large national provider in Area IV
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Area IV driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Area IV, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Area IV
What Influences the Cost of Car Insurance in Area IV?
On average, car insurance in Area IV is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Area IV is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Area IV is $71 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Wellington-Harrington: Insurance costs 2.82% less
- Mid-Cambridge: Insurance costs 8.11% less
- Cambridgeport: Insurance costs 6.05% less
- MIT: Insurance costs 7.36% less
- Riverside: Insurance costs 8.26% less
- Union Square: Insurance costs 5.19% less
- East Cambridge: Insurance costs 1.86% less
- Aggasiz-Harvard: Insurance costs 11.18% less
- Back Bay: Insurance costs 6.75% less
- East Somerville: Insurance costs 5.14% more
Neighborhoods with Similar Populations
- 25th Street: Insurance costs 25.39% less
- Millbrook: Insurance costs 54.06% more
- Alki: Insurance costs 18.99% less
- Greenwood: Insurance costs 37.28% less
- Hamilton Main Street Historic District: Insurance costs 40.71% less
- Inverness: Insurance costs 20.15% less
- Cumberland: Insurance costs 2.97% more
- North Valley: Insurance costs 36.02% more
- Oak Hill: Insurance costs 16.17% less
- South Bay: Insurance costs 5.49% less