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Get Cheap Car Insurance in Cambridgeport, Cambridge, MA
We monitor insurance prices, helping the average driver in Cambridgeport save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Cambridgeport
The chart below shows the cheapest car insurance company in Cambridgeport for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Cambridgeport Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $47 |
| Geico | $50 |
| Midvale Home & Auto | $59 |
| Travelers | $74 |
Savings for Every Kind of Cambridgeport Driver
Based on our extensive insurance data, we know the average Cambridgeport driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $638 per year by choosing the right vehicle insurance company. Some Cambridgeport residents are paying out over $1,865 extra every year for auto insurance in Cambridgeport. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cambridgeport, Cambridge, MA Savings / Yr. |
|---|---|
$638 |
|
$949 |
|
$789 |
|
$1,047 |
|
$2,309 |
|
$0 |
|
$0 |
Cambridgeport Car Insurance vs. Cambridge
People living in Cambridgeport pay an average of 20.10% more than the typical driver in the state. The average driver in Cambridgeport can expect to pay about $801 per year, or $1,865 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Cambridgeport for most people.
Car Insurance Prices by Cambridgeport Neighborhood
Insurance Prices
Where is insurance cheapest within Cambridgeport?
The map shows insurance prices in and around Cambridgeport, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $229 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,993 to a low of $1,764. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Cambridgeport.Pick the Best Car Insurance Company for You in Cambridgeport
The best car insurance provider for most drivers in Cambridgeport
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $638 over the average Cambridgeport car insurance company.
The best car insurance provider for Cambridgeport drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $949 over the competition.
The best car insurance company for Cambridgeport drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $789 better than other car insurance companies.
The best auto insurance for Cambridgeport drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,047 less each year.
The least expensive car insurance company for new and young drivers in Cambridgeport
In Cambridgeport, State Farm costs young drivers $2,309 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cambridgeport
The cheapest car insurance in Cambridgeport for drivers with bad credit
The best Cambridgeport car insurance company for customer service
Nationwide was the best company for customer service in Cambridgeport according to the NAIC.
Recent price drops
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The cheapest large national provider in Cambridgeport
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Cambridgeport driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cambridgeport, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Cambridgeport
What Influences the Cost of Car Insurance in Cambridgeport?
On average, car insurance in Cambridgeport is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Cambridgeport is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cambridgeport is $67 per month for minimum coverage and $155 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Riverside: Insurance costs 2.36% less
- Area IV: Insurance costs 6.43% more
- MIT: Insurance costs 1.39% less
- Mid-Cambridge: Insurance costs 2.20% less
- Wellington-Harrington: Insurance costs 3.43% more
- North Brookline: Insurance costs 3.06% less
- Aggasiz-Harvard: Insurance costs 5.47% less
- Fenway-Kenmore: Insurance costs 0.38% more
- Union Square: Insurance costs 0.91% more
- Coolidge Corner: Insurance costs 0.48% less
Neighborhoods with Similar Populations
- South End: Insurance costs 33.51% less
- Bryant Terrace: Insurance costs 18.18% more
- Westside: Insurance costs 45.58% more
- Cascade: Insurance costs 0.21% more
- Orchards Area: Insurance costs 21.07% less
- Original Daly City: Insurance costs 25.52% more
- Southeast: Insurance costs 18.87% less
- Valley Station: Insurance costs 15.92% more
- Cypress Park: Insurance costs 32.06% more
- Lee-Miles: Insurance costs 26.97% less