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Get Cheap Car Insurance in Lee-Miles, Cleveland, OH

We monitor insurance prices, helping the average driver in Lee-Miles save up to 30.1% on car insurance.

 

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The Cheapest Minimum Coverage in Lee-Miles

The chart below shows the cheapest car insurance company in Lee-Miles for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.

 
Lee-Miles Insurer Monthly Cost
State Farm $56
Safeco Insurance $58
Travelers $59
Mile Auto $62

Savings for Every Kind of Lee-Miles Driver

The table shows how much the average auto insurance customer in Lee-Miles might save by following our recommendations.

Based on our extensive insurance data, we know the average Lee-Miles driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $360 per year by choosing the right vehicle insurance company. Some Lee-Miles residents are paying out over $1,362 extra every year for auto insurance in Lee-Miles. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Lee-Miles, Cleveland, OH Savings / Yr.
Drivers with good records
$360
Drivers with accidents
$612
Drivers with speeding tickets
$517
Drivers with a DUI conviction
$553
Young drivers
$1,322
Married drivers
$376
Drivers with bad credit
$527

Lee-Miles Car Insurance vs. Cleveland

People living in Lee-Miles pay an average of 21.19% more than the typical driver in the state. The average driver in Lee-Miles can expect to pay about $920 per year, or $1,362 for full coverage.

Based on our analysis, Mile Auto will be the cheapest provider in Lee-Miles for most people.

Car Insurance Prices by Lee-Miles Neighborhood

Lee-Miles, Cleveland, OH map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Lee-Miles?

The map shows insurance prices in and around Lee-Miles, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $170 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,450 to a low of $1,280. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Lee-Miles.

Pick the Best Car Insurance Company for You in Lee-Miles

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Lee-Miles insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Lee-Miles

For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $360 over the average Lee-Miles car insurance company.

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We use the average good driver, paying $84 per month, as our baseline for pricing in Lee-Miles. Mile Auto, Clearcover, and Gainsco are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Lee-Miles drivers with accidents on their records

In Lee-Miles getting into an accident will raise premiums an average 38% for a yearly cost of $2,193. That's $831 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Gainsco, and Mile Auto are good choices for drivers with accidents.

In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $612 over the competition.

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The best car insurance company for Lee-Miles drivers with speeding tickets

>Mile Auto gave the average person with a speeding ticket the most savings, averaging $517 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Lee-Miles, tickets raise premiums on new quotes about $587. If you have a speeding ticket, we recommend State Farm, Mile Auto, and Gainsco for savings that beat the average insurance cost of $1,949 per year.

The best auto insurance for Lee-Miles drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,010 per year in auto insurance premiums, which was $648 more than a driver with no major issues. Gainsco, Mile Auto, and American Family Insurance penalized their customers the least for a DUI.

Getting a quote from Gainsco may cost the average person with a DUI about $553 less each year.

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The least expensive car insurance company for new and young drivers in Lee-Miles

In Lee-Miles, Geico costs young drivers $1,322 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Lee-Miles. With an average cost of $4,765 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Lee-Miles

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $58. State Farm, Geico, and Progressive provided the largest discounts to couples living in Lee-Miles.

State Farm gave the largest car insurance discounts to married couples, averaging $376 saved each year compared to an average Lee-Miles couple's premiums.

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The cheapest car insurance in Lee-Miles for drivers with bad credit

People with poor credit saved an average of $527 with Clearcover.

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Many people are surprised that their poor credit score can cost them an average of $697 every year. Premiums for people with poor credit were about $2,059 in Lee-Miles. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Travelers, and Clearcover.

The best Lee-Miles car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Lee-Miles, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Lee-Miles.

Nationwide was the best company for customer service in Lee-Miles according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Lee-Miles, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Lee-Miles. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Lee-Miles

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 33% of Lee-Miles residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lee-Miles driver can expect to pay about $76 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lee-Miles, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.
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Auto Insurance Prices in and Around Lee-Miles

What Influences the Cost of Car Insurance in Lee-Miles?

On average, car insurance in Lee-Miles is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Lee-Miles is 32 minutes, which is far more than average for a driver in the city.
  • Ohio state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Lee-Miles are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
  • Lee-Miles is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Lee-Miles is $77 per month for minimum coverage and $114 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Lee-Miles driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Lee-Miles with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.