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Get Cheap Car Insurance in Union-Miles Park, Cleveland, OH

We monitor insurance prices, helping the average driver in Union-Miles Park save up to 30.1% on car insurance.

 

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The Cheapest Minimum Coverage in Union-Miles Park

The chart below shows the cheapest car insurance company in Union-Miles Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.

 
Union-Miles Park Insurer Monthly Cost
State Farm $57
Safeco Insurance $59
Travelers $60
Mile Auto $63

Savings for Every Kind of Union-Miles Park Driver

The table shows how much the average auto insurance customer in Union-Miles Park might save by following our recommendations.

Based on our extensive insurance data, we know the average Union-Miles Park driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $368 per year by choosing the right vehicle insurance company. Some Union-Miles Park residents are paying out over $1,393 extra every year for auto insurance in Union-Miles Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Union-Miles Park Car Insurance vs. Cleveland

People living in Union-Miles Park pay an average of 23.89% more than the typical driver in the state. The average driver in Union-Miles Park can expect to pay about $940 per year, or $1,393 for full coverage.

Based on our analysis, Mile Auto will be the cheapest provider in Union-Miles Park for most people.

Car Insurance Prices by Union-Miles Park Neighborhood

Union-Miles Park, Cleveland, OH map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Union-Miles Park?

The map shows insurance prices in and around Union-Miles Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $139 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,452 to a low of $1,313. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Union-Miles Park.

Pick the Best Car Insurance Company for You in Union-Miles Park

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Union-Miles Park insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Union-Miles Park

For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $368 over the average Union-Miles Park car insurance company.

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We use the average good driver, paying $85 per month, as our baseline for pricing in Union-Miles Park. Mile Auto, Clearcover, and Gainsco are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Union-Miles Park drivers with accidents on their records

In Union-Miles Park getting into an accident will raise premiums an average 38% for a yearly cost of $2,242. That's $850 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Gainsco, and Mile Auto are good choices for drivers with accidents.

In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $626 over the competition.

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The best car insurance company for Union-Miles Park drivers with speeding tickets

>Mile Auto gave the average person with a speeding ticket the most savings, averaging $529 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Union-Miles Park, tickets raise premiums on new quotes about $600. If you have a speeding ticket, we recommend State Farm, Mile Auto, and Gainsco for savings that beat the average insurance cost of $1,992 per year.

The best auto insurance for Union-Miles Park drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,055 per year in auto insurance premiums, which was $663 more than a driver with no major issues. Gainsco, Mile Auto, and American Family Insurance penalized their customers the least for a DUI.

Getting a quote from Gainsco may cost the average person with a DUI about $565 less each year.

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The least expensive car insurance company for new and young drivers in Union-Miles Park

In Union-Miles Park, Geico costs young drivers $1,352 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Union-Miles Park. With an average cost of $4,871 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Union-Miles Park

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $59. State Farm, Geico, and Progressive provided the largest discounts to couples living in Union-Miles Park.

State Farm gave the largest car insurance discounts to married couples, averaging $384 saved each year compared to an average Union-Miles Park couple's premiums.

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The cheapest car insurance in Union-Miles Park for drivers with bad credit

People with poor credit saved an average of $539 with Clearcover.

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Many people are surprised that their poor credit score can cost them an average of $712 every year. Premiums for people with poor credit were about $2,105 in Union-Miles Park. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Travelers, and Clearcover.

The best Union-Miles Park car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Union-Miles Park, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Union-Miles Park.

Nationwide was the best company for customer service in Union-Miles Park according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Union-Miles Park, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Union-Miles Park. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Union-Miles Park

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 50% of Union-Miles Park residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Union-Miles Park driver can expect to pay about $76 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Union-Miles Park, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.
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Auto Insurance Prices in and Around Union-Miles Park

What Influences the Cost of Car Insurance in Union-Miles Park?

On average, car insurance in Union-Miles Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Union-Miles Park is 34 minutes, which is far more than average for a driver in the city.
  • Ohio state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Union-Miles Park are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
  • Union-Miles Park has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Union-Miles Park is $78 per month for minimum coverage and $116 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Union-Miles Park driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Union-Miles Park with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.