Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Union Square, San Francisco, CA
We monitor insurance prices, helping the average driver in Union Square save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Union Square
The chart below shows the cheapest car insurance company in Union Square for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Union Square Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| Geico | $66 |
| Progressive | $71 |
| Travelers | $73 |
Savings for Every Kind of Union Square Driver
Based on our extensive insurance data, we know the average Union Square driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $747 per year by choosing the right vehicle insurance company. Some Union Square residents are paying out over $2,337 extra every year for auto insurance in Union Square. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Union Square, San Francisco, CA Savings / Yr. |
|---|---|
$747 |
|
$1,369 |
|
$1,083 |
|
$1,902 |
|
$977 |
|
$424 |
|
$0 |
Union Square Car Insurance vs. San Francisco
People living in Union Square pay an average of 16.40% more than the typical driver in the state. The average driver in Union Square can expect to pay about $1,094 per year, or $2,337 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Union Square for most people.
Car Insurance Prices by Union Square Neighborhood
Insurance Prices
Where is insurance cheapest within Union Square?
The map shows insurance prices in and around Union Square, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $410 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,513 to a low of $2,103. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Union Square.Pick the Best Car Insurance Company for You in Union Square
The best car insurance provider for most drivers in Union Square
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $747 over the average Union Square car insurance company.
The best car insurance provider for Union Square drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,369 over the competition.
The best car insurance company for Union Square drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,083 better than other car insurance companies.
The best auto insurance for Union Square drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,902 less each year.
The least expensive car insurance company for new and young drivers in Union Square
In Union Square, State Farm costs young drivers $977 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Union Square
Progressive gave the largest car insurance discounts to married couples, averaging $424 saved each year compared to an average Union Square couple's premiums.
The cheapest car insurance in Union Square for drivers with bad credit
The best Union Square car insurance company for customer service
Nationwide was the best company for customer service in Union Square according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Union Square, which was better than other insurers.
The cheapest large national provider in Union Square
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Union Square driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Union Square, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Union Square
What Influences the Cost of Car Insurance in Union Square?
On average, car insurance in Union Square is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Union Square are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Union Square is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Union Square is $91 per month for minimum coverage and $195 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Chinatown-San Francisco: Insurance costs 3.77% more
- Downtown San Francisco: Insurance costs 4.07% more
- Nob Hill: Insurance costs 1.33% more
- South of Market: Insurance costs 2.14% less
- Russian Hill: Insurance costs 0.39% more
- Financial District: Insurance costs 4.24% less
- Pacific Heights: Insurance costs 2.48% less
- Western Addition: Insurance costs 0.64% more
- Cow Hollow: Insurance costs 0.60% less
- North Beach: Insurance costs 0.47% less
Neighborhoods with Similar Populations
- Rossville: Insurance costs 16.90% more
- Duluth Heights: Insurance costs 32.31% less
- East English Village: Insurance costs 73.86% more
- Edgerton: Insurance costs 24.05% more
- Elvira: Insurance costs 19.08% less
- Harvest Bend: Insurance costs 17.72% less
- Arnett Benson: Insurance costs 20.80% less
- Hosford-Abernethy: Insurance costs 23.62% less
- Kirkwood: Insurance costs 41.81% less
- Los Angeles Heights-Keystone: Insurance costs 16.26% less