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Get Cheap Car Insurance in South of Market, San Francisco, CA
We monitor insurance prices, helping the average driver in South of Market save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in South of Market
The chart below shows the cheapest car insurance company in South of Market for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| South of Market Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $65 |
| Progressive | $69 |
| Travelers | $72 |
Savings for Every Kind of South of Market Driver
Based on our extensive insurance data, we know the average South of Market driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $731 per year by choosing the right vehicle insurance company. Some South of Market residents are paying out over $2,287 extra every year for auto insurance in South of Market. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South of Market, San Francisco, CA Savings / Yr. |
|---|---|
$731 |
|
$1,339 |
|
$1,059 |
|
$1,861 |
|
$956 |
|
$415 |
|
$0 |
South of Market Car Insurance vs. San Francisco
People living in South of Market pay an average of 13.90% more than the typical driver in the state. The average driver in South of Market can expect to pay about $1,071 per year, or $2,287 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in South of Market for most people.
Car Insurance Prices by South of Market Neighborhood
Insurance Prices
Where is insurance cheapest within South of Market?
The map shows insurance prices in and around South of Market, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $475 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,554 to a low of $2,079. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of South of Market.Pick the Best Car Insurance Company for You in South of Market
The best car insurance provider for most drivers in South of Market
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $731 over the average South of Market car insurance company.
The best car insurance provider for South of Market drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,339 over the competition.
The best car insurance company for South of Market drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,059 better than other car insurance companies.
The best auto insurance for South of Market drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,861 less each year.
The least expensive car insurance company for new and young drivers in South of Market
In South of Market, State Farm costs young drivers $956 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South of Market
Progressive gave the largest car insurance discounts to married couples, averaging $415 saved each year compared to an average South of Market couple's premiums.
The cheapest car insurance in South of Market for drivers with bad credit
The best South of Market car insurance company for customer service
Nationwide was the best company for customer service in South of Market according to the NAIC.
Recent price drops
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The cheapest large national provider in South of Market
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average South of Market driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South of Market, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around South of Market
What Influences the Cost of Car Insurance in South of Market?
On average, car insurance in South of Market is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South of Market is 38 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South of Market are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- South of Market has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South of Market is $89 per month for minimum coverage and $191 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Union Square: Insurance costs 2.19% more
- Downtown San Francisco: Insurance costs 6.34% more
- Financial District: Insurance costs 2.14% less
- Chinatown-San Francisco: Insurance costs 6.03% more
- Potrero: Insurance costs 4.59% less
- Nob Hill: Insurance costs 3.54% more
- Mission: Insurance costs 2.32% more
- Western Addition: Insurance costs 2.84% more
- Russian Hill: Insurance costs 2.58% more
- Duboce Triangle: Insurance costs 2.10% more
Neighborhoods with Similar Populations
- Chicago Lawn: Insurance costs 10.14% less
- Allapattah: Insurance costs 59.29% more
- Germantown: Insurance costs 22.21% less
- Fresno-High: Insurance costs 6.17% less
- Fordham: Insurance costs 59.16% more
- Downtown Jersey City: Insurance costs 0.39% less
- Covina-Valley: Insurance costs 0.52% more
- Flagami: Insurance costs 54.44% more
- Coral Way: Insurance costs 48.67% more
- Central East Denver: Insurance costs 6.73% less