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Get Cheap Car Insurance in Chinatown-San Francisco, San Francisco, CA
We monitor insurance prices, helping the average driver in Chinatown-San Francisco save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Chinatown-San Francisco
The chart below shows the cheapest car insurance company in Chinatown-San Francisco for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Chinatown-San Francisco Insurer | Monthly Cost |
|---|---|
| Metromile | $61 |
| Geico | $69 |
| Progressive | $74 |
| Travelers | $76 |
Savings for Every Kind of Chinatown-San Francisco Driver
Based on our extensive insurance data, we know the average Chinatown-San Francisco driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $775 per year by choosing the right vehicle insurance company. Some Chinatown-San Francisco residents are paying out over $2,425 extra every year for auto insurance in Chinatown-San Francisco. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chinatown-San Francisco, San Francisco, CA Savings / Yr. |
|---|---|
$775 |
|
$1,420 |
|
$1,123 |
|
$1,973 |
|
$1,013 |
|
$440 |
|
$0 |
Chinatown-San Francisco Car Insurance vs. San Francisco
People living in Chinatown-San Francisco pay an average of 20.75% more than the typical driver in the state. The average driver in Chinatown-San Francisco can expect to pay about $1,135 per year, or $2,425 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Chinatown-San Francisco for most people.
Car Insurance Prices by Chinatown-San Francisco Neighborhood
Insurance Prices
Where is insurance cheapest within Chinatown-San Francisco?
The map shows insurance prices in and around Chinatown-San Francisco, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $371 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,572 to a low of $2,201. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Chinatown-San Francisco.Pick the Best Car Insurance Company for You in Chinatown-San Francisco
The best car insurance provider for most drivers in Chinatown-San Francisco
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $775 over the average Chinatown-San Francisco car insurance company.
The best car insurance provider for Chinatown-San Francisco drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,420 over the competition.
The best car insurance company for Chinatown-San Francisco drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,123 better than other car insurance companies.
The best auto insurance for Chinatown-San Francisco drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,973 less each year.
The least expensive car insurance company for new and young drivers in Chinatown-San Francisco
In Chinatown-San Francisco, State Farm costs young drivers $1,013 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chinatown-San Francisco
Progressive gave the largest car insurance discounts to married couples, averaging $440 saved each year compared to an average Chinatown-San Francisco couple's premiums.
The cheapest car insurance in Chinatown-San Francisco for drivers with bad credit
The best Chinatown-San Francisco car insurance company for customer service
Nationwide was the best company for customer service in Chinatown-San Francisco according to the NAIC.
Recent price drops
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The cheapest large national provider in Chinatown-San Francisco
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Chinatown-San Francisco driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chinatown-San Francisco, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Chinatown-San Francisco
What Influences the Cost of Car Insurance in Chinatown-San Francisco?
On average, car insurance in Chinatown-San Francisco is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chinatown-San Francisco are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Chinatown-San Francisco is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Chinatown-San Francisco is $95 per month for minimum coverage and $202 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Union Square: Insurance costs 3.63% less
- Nob Hill: Insurance costs 2.35% less
- Russian Hill: Insurance costs 3.26% less
- Financial District: Insurance costs 7.71% less
- Downtown San Francisco: Insurance costs 0.29% more
- North Beach: Insurance costs 4.08% less
- South of Market: Insurance costs 5.69% less
- Pacific Heights: Insurance costs 6.02% less
- Cow Hollow: Insurance costs 4.21% less
- Western Addition: Insurance costs 3.01% less
Neighborhoods with Similar Populations
- Bloomfield-Allen: Insurance costs 48.29% less
- Bulls Head: Insurance costs 22.19% more
- Chestnut Hill: Insurance costs 37.24% less
- Shenandoah: Insurance costs 14.35% less
- Sans Pareil: Insurance costs 1.48% less
- El Toro Marine Air Station: Insurance costs 19.01% less
- Hollywood Beach-Quadoman: Insurance costs 31.26% more
- Holland: Insurance costs 19.18% less
- Hillside: Insurance costs 8.41% less
- Morningside: Insurance costs 69.24% more