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Get Cheap Car Insurance in Holland, Minneapolis, MN
We monitor insurance prices, helping the average driver in Holland save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Holland
The chart below shows the cheapest car insurance company in Holland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Holland Insurer | Monthly Cost |
|---|---|
| State Farm | $62 |
| Auto-Owners Insurance | $69 |
| Kemper | $73 |
| American Family Insurance | $73 |
Savings for Every Kind of Holland Driver
Based on our extensive insurance data, we know the average Holland driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $527 per year by choosing the right vehicle insurance company. Some Holland residents are paying out over $1,960 extra every year for auto insurance in Holland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Holland, Minneapolis, MN Savings / Yr. |
|---|---|
$527 |
|
$664 |
|
$427 |
|
$868 |
|
$1,488 |
|
$441 |
|
$1,158 |
Holland Car Insurance vs. Minneapolis
People living in Holland pay an average of 22.03% more than the typical driver in the state. The average driver in Holland can expect to pay about $1,014 per year, or $1,960 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Holland for most people.
Car Insurance Prices by Holland Neighborhood
Insurance Prices
Where is insurance cheapest within Holland?
The map shows insurance prices in and around Holland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $352 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,084 to a low of $1,732. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Holland.Pick the Best Car Insurance Company for You in Holland
The best car insurance provider for most drivers in Holland
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $527 over the average Holland car insurance company.
The best car insurance provider for Holland drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $664 over the competition.
The best car insurance company for Holland drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $427 better than other car insurance companies.
The best auto insurance for Holland drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $868 less each year.
The least expensive car insurance company for new and young drivers in Holland
In Holland, State Farm costs young drivers $1,488 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Holland
State Farm gave the largest car insurance discounts to married couples, averaging $441 saved each year compared to an average Holland couple's premiums.
The cheapest car insurance in Holland for drivers with bad credit
The best Holland car insurance company for customer service
Recent price drops
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The cheapest large national provider in Holland
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Holland driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Holland, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Holland
What Influences the Cost of Car Insurance in Holland?
On average, car insurance in Holland is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Holland is 27 minutes, which is about the national average for a driver in the city.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Holland are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Holland has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Holland is $85 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Audubon Park: Insurance costs 6.63% less
- Waite Park: Insurance costs 9.34% less
- Hawthorne: Insurance costs 7.50% more
- Marcy Holmes: Insurance costs 6.63% less
- North Loop: Insurance costs 0.87% less
- Southeast Como: Insurance costs 2.76% less
- Downtown West: Insurance costs 0.31% less
- Downtown East: Insurance costs 8.62% more
- Folwell: Insurance costs 7.09% more
- Near North: Insurance costs 7.24% more
Neighborhoods with Similar Populations
- Balboa Park: Insurance costs 4.64% more
- Bloomfield-Allen: Insurance costs 36.02% less
- Brentwood: Insurance costs 8.37% less
- Academy Heights: Insurance costs 17.76% more
- Bulls Head: Insurance costs 51.17% more
- Capitol Hill: Insurance costs 22.70% less
- Chestnut Hill: Insurance costs 22.35% less
- Concordia: Insurance costs 7.24% less
- Downtown Minneapolis: Insurance costs 4.03% less
- Hillside: Insurance costs 13.32% more