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Get Cheap Car Insurance in Chestnut Hill, Philadelphia, PA
We monitor insurance prices, helping the average driver in Chestnut Hill save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Chestnut Hill
The chart below shows the cheapest car insurance company in Chestnut Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Chestnut Hill Insurer | Monthly Cost |
|---|---|
| Kemper | $56 |
| Metromile | $56 |
| Travelers | $57 |
| State Farm | $59 |
Savings for Every Kind of Chestnut Hill Driver
Based on our extensive insurance data, we know the average Chestnut Hill driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $427 per year by choosing the right vehicle insurance company. Some Chestnut Hill residents are paying out over $1,522 extra every year for auto insurance in Chestnut Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chestnut Hill, Philadelphia, PA Savings / Yr. |
|---|---|
$427 |
|
$756 |
|
$578 |
|
$689 |
|
$1,763 |
|
$305 |
|
$545 |
Chestnut Hill Car Insurance vs. Philadelphia
People living in Chestnut Hill pay an average of 6.75% more than the typical driver in the state. The average driver in Chestnut Hill can expect to pay about $944 per year, or $1,522 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Chestnut Hill for most people.
Car Insurance Prices by Chestnut Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Chestnut Hill?
The map shows insurance prices in and around Chestnut Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $228 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,620 to a low of $1,392. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Chestnut Hill.Pick the Best Car Insurance Company for You in Chestnut Hill
The best car insurance provider for most drivers in Chestnut Hill
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $427 over the average Chestnut Hill car insurance company.
The best car insurance provider for Chestnut Hill drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $756 over the competition.
The best car insurance company for Chestnut Hill drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $578 better than other car insurance companies.
The best auto insurance for Chestnut Hill drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $689 less each year.
The least expensive car insurance company for new and young drivers in Chestnut Hill
In Chestnut Hill, Travelers costs young drivers $1,763 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chestnut Hill
State Farm gave the largest car insurance discounts to married couples, averaging $305 saved each year compared to an average Chestnut Hill couple's premiums.
The cheapest car insurance in Chestnut Hill for drivers with bad credit
The best Chestnut Hill car insurance company for customer service
Nationwide was the best company for customer service in Chestnut Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Chestnut Hill
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Chestnut Hill driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chestnut Hill, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Chestnut Hill
What Influences the Cost of Car Insurance in Chestnut Hill?
On average, car insurance in Chestnut Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Chestnut Hill is 41 minutes, which is far more than average for a driver in the city.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chestnut Hill are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Chestnut Hill is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Chestnut Hill is $79 per month for minimum coverage and $127 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Wyndmoor: Insurance costs the same
- Mount Airy: Insurance costs 12.22% more
- Cedar Brook: Insurance costs 18.92% more
- Roxborough: Insurance costs 2.96% less
- Germantown: Insurance costs 16.89% more
- Manayunk: Insurance costs 1.05% less
- Oak Lane: Insurance costs 19.32% more
- East Falls: Insurance costs 4.99% more
- Logan-Ogontz-Fern Rock: Insurance costs 21.16% more
- Bala Cynwyd: Insurance costs 3.42% less
Neighborhoods with Similar Populations
- Bulls Head: Insurance costs 94.68% more
- Whitney Ranch: Insurance costs 63.47% more
- Flamingo-Lummus: Insurance costs 105.12% more
- Hegewisch: Insurance costs 18.86% more
- El Toro Marine Air Station: Insurance costs 29.04% more
- Downtown Pittsfield: Insurance costs 117.15% more
- Morningside: Insurance costs 169.65% more
- Concordia: Insurance costs 19.45% more
- Portsmouth: Insurance costs 25.62% more
- Chinatown-San Francisco: Insurance costs 59.33% more