Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Concordia, Portland, OR
We monitor insurance prices, helping the average driver in Concordia save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Concordia
The chart below shows the cheapest car insurance company in Concordia for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Concordia Insurer | Monthly Cost |
|---|---|
| Metromile | $78 |
| State Farm | $78 |
| Country Financial | $87 |
| Travelers | $90 |
Savings for Every Kind of Concordia Driver
Based on our extensive insurance data, we know the average Concordia driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $578 per year by choosing the right vehicle insurance company. Some Concordia residents are paying out over $1,818 extra every year for auto insurance in Concordia. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Concordia, Portland, OR Savings / Yr. |
|---|---|
$578 |
|
$860 |
|
$701 |
|
$787 |
|
$2,090 |
|
$564 |
|
$673 |
Concordia Car Insurance vs. Portland
People living in Concordia pay an average of 20.58% more than the typical driver in the state. The average driver in Concordia can expect to pay about $1,404 per year, or $1,818 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Concordia for most people.
Car Insurance Prices by Concordia Neighborhood
Insurance Prices
Where is insurance cheapest within Concordia?
The map shows insurance prices in and around Concordia, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $206 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,912 to a low of $1,706. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Concordia.Pick the Best Car Insurance Company for You in Concordia
The best car insurance provider for most drivers in Concordia
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $578 over the average Concordia car insurance company.
The best car insurance provider for Concordia drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $860 over the competition.
The best car insurance company for Concordia drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $701 better than other car insurance companies.
The best auto insurance for Concordia drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $787 less each year.
The least expensive car insurance company for new and young drivers in Concordia
In Concordia, Country Financial costs young drivers $2,090 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Concordia
State Farm gave the largest car insurance discounts to married couples, averaging $564 saved each year compared to an average Concordia couple's premiums.
The cheapest car insurance in Concordia for drivers with bad credit
The best Concordia car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Concordia, which was better than other insurers.
The cheapest large national provider in Concordia
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Concordia driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Concordia, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Concordia
What Influences the Cost of Car Insurance in Concordia?
On average, car insurance in Concordia is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Concordia is 31 minutes, which is a little more than average for a driver in the city.
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Concordia are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Concordia is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Concordia is $117 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Alberta: Insurance costs 1.32% more
- King: Insurance costs 1.43% more
- Alameda: Insurance costs 7.04% less
- Cully: Insurance costs 0.17% less
- Woodlawn: Insurance costs 1.32% more
- Boise: Insurance costs 0.94% more
- Irvington: Insurance costs 2.53% less
- Eliot: Insurance costs 0.61% less
- Roseway: Insurance costs 3.69% less
- Bridgeton: Insurance costs 0.39% less
Neighborhoods with Similar Populations
- Faneuil: Insurance costs 0.94% more
- Bloomfield-Allen: Insurance costs 31.02% less
- Everett Mall South: Insurance costs 10.67% less
- Twin Lakes: Insurance costs 7.15% less
- Chestnut Hill: Insurance costs 16.28% less
- Chinatown-San Francisco: Insurance costs 33.39% more
- Financial District: Insurance costs 23.10% more
- Flamingo-Lummus: Insurance costs 71.73% more
- Downtown Minneapolis: Insurance costs 3.47% more
- Academy Heights: Insurance costs 26.95% more