Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Alberta, Portland, OR
We monitor insurance prices, helping the average driver in Alberta save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Alberta
The chart below shows the cheapest car insurance company in Alberta for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Alberta Insurer | Monthly Cost |
|---|---|
| Metromile | $79 |
| State Farm | $79 |
| Country Financial | $88 |
| Travelers | $91 |
Savings for Every Kind of Alberta Driver
Based on our extensive insurance data, we know the average Alberta driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $585 per year by choosing the right vehicle insurance company. Some Alberta residents are paying out over $1,842 extra every year for auto insurance in Alberta. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Alberta, Portland, OR Savings / Yr. |
|---|---|
$585 |
|
$871 |
|
$710 |
|
$798 |
|
$2,117 |
|
$572 |
|
$682 |
Alberta Car Insurance vs. Portland
People living in Alberta pay an average of 22.13% more than the typical driver in the state. The average driver in Alberta can expect to pay about $1,422 per year, or $1,842 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Alberta for most people.
Car Insurance Prices by Alberta Neighborhood
Insurance Prices
Where is insurance cheapest within Alberta?
The map shows insurance prices in and around Alberta, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $189 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,974 to a low of $1,785. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Alberta.Pick the Best Car Insurance Company for You in Alberta
The best car insurance provider for most drivers in Alberta
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $585 over the average Alberta car insurance company.
The best car insurance provider for Alberta drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $871 over the competition.
The best car insurance company for Alberta drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $710 better than other car insurance companies.
The best auto insurance for Alberta drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $798 less each year.
The least expensive car insurance company for new and young drivers in Alberta
In Alberta, Country Financial costs young drivers $2,117 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Alberta
State Farm gave the largest car insurance discounts to married couples, averaging $572 saved each year compared to an average Alberta couple's premiums.
The cheapest car insurance in Alberta for drivers with bad credit
The best Alberta car insurance company for customer service
Recent price drops
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The cheapest large national provider in Alberta
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Alberta driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Alberta, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Alberta
What Influences the Cost of Car Insurance in Alberta?
On average, car insurance in Alberta is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Alberta is 31 minutes, which is about the national average for a driver in the city.
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Alberta are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Alberta is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Alberta is $118 per month for minimum coverage and $153 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- King: Insurance costs 0.11% more
- Concordia: Insurance costs 1.30% less
- Woodlawn: Insurance costs the same
- Boise: Insurance costs 0.38% less
- Alameda: Insurance costs 8.25% less
- Eliot: Insurance costs 1.90% less
- Irvington: Insurance costs 3.80% less
- Overlook: Insurance costs 2.33% less
- Cully: Insurance costs 1.47% less
- Arbor Lodge: Insurance costs 0.38% less
Neighborhoods with Similar Populations
- Ludwick: Insurance costs 28.45% less
- Heritage Eagle Bend: Insurance costs 6.03% more
- Greater Oakhill: Insurance costs 34.80% less
- Harbor: Insurance costs 40.01% less
- Central State: Insurance costs 38.33% more
- Old Northeast: Insurance costs 35.50% less
- Village Park: Insurance costs 0.27% more
- Duval: Insurance costs 37.51% more
- Forest Lakes: Insurance costs 2.99% more
- Paradise Valley: Insurance costs 12.16% more