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Get Cheap Car Insurance in Village Park, McKinney, TX
We monitor insurance prices, helping the average driver in Village Park save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Village Park
The chart below shows the cheapest car insurance company in Village Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Village Park Insurer | Monthly Cost |
|---|---|
| Clearcover | $48 |
| Mile Auto | $63 |
| Progressive | $64 |
| State Farm | $69 |
Savings for Every Kind of Village Park Driver
Based on our extensive insurance data, we know the average Village Park driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $380 per year by choosing the right vehicle insurance company. Some Village Park residents are paying out over $1,847 extra every year for auto insurance in Village Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Village Park, McKinney, TX Savings / Yr. |
|---|---|
$380 |
|
$870 |
|
$767 |
|
$878 |
|
$1,337 |
|
$505 |
|
$552 |
Village Park Car Insurance vs. McKinney
People living in Village Park pay an average of 5.46% less than the typical driver in the state. The average driver in Village Park can expect to pay about $1,100 per year, or $1,847 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Village Park for most people.
Car Insurance Prices by Village Park Neighborhood
Insurance Prices
Where is insurance cheapest within Village Park?
The map shows insurance prices in and around Village Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $126 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,853 to a low of $1,727. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Village Park.Pick the Best Car Insurance Company for You in Village Park
The best car insurance provider for most drivers in Village Park
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $380 over the average Village Park car insurance company.
The best car insurance provider for Village Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $870 over the competition.
The best car insurance company for Village Park drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $767 better than other car insurance companies.
The best auto insurance for Village Park drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $878 less each year.
The least expensive car insurance company for new and young drivers in Village Park
In Village Park, State Farm costs young drivers $1,337 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Village Park
State Farm gave the largest car insurance discounts to married couples, averaging $505 saved each year compared to an average Village Park couple's premiums.
The cheapest car insurance in Village Park for drivers with bad credit
The best Village Park car insurance company for customer service
Nationwide was the best company for customer service in Village Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Village Park
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Village Park driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Village Park, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Village Park
What Influences the Cost of Car Insurance in Village Park?
On average, car insurance in Village Park is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Village Park are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Village Park is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Village Park is $92 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Eldorado Heights: Insurance costs 4.17% less
- Craig Ranch North: Insurance costs 2.44% less
- Greens of McKinney: Insurance costs 6.55% less
- The Canal on Preston: Insurance costs 0.60% more
- The Ws: Insurance costs 1.95% more
- Apollo Arapaho and Camelot: Insurance costs 3.36% more
- Far North Dallas-Richardson: Insurance costs 2.06% less
- Northeast Dallas: Insurance costs 0.27% more
- Far North Dallas: Insurance costs 3.30% more
- Oakridge: Insurance costs 4.55% more
Neighborhoods with Similar Populations
- Seven Eagles: Insurance costs 27.29% less
- Malone: Insurance costs 13.70% less
- Maple Manor: Insurance costs 8.39% less
- Marshall-Shadeland: Insurance costs 17.87% less
- Martin Luther King: Insurance costs 22.63% less
- Martin Park: Insurance costs 111.53% more
- Marvintown: Insurance costs 19.65% less
- Masonicus: Insurance costs 1.41% less
- Mesa Junction: Insurance costs 6.01% more
- Middle River Terrace: Insurance costs 72.01% more