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Get Cheap Car Insurance in Craig Ranch North, McKinney, TX
We monitor insurance prices, helping the average driver in Craig Ranch North save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Craig Ranch North
The chart below shows the cheapest car insurance company in Craig Ranch North for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Craig Ranch North Insurer | Monthly Cost |
|---|---|
| Clearcover | $47 |
| Mile Auto | $61 |
| Progressive | $63 |
| State Farm | $68 |
Savings for Every Kind of Craig Ranch North Driver
Based on our extensive insurance data, we know the average Craig Ranch North driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $371 per year by choosing the right vehicle insurance company. Some Craig Ranch North residents are paying out over $1,802 extra every year for auto insurance in Craig Ranch North. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Craig Ranch North, McKinney, TX Savings / Yr. |
|---|---|
$371 |
|
$848 |
|
$748 |
|
$857 |
|
$1,304 |
|
$492 |
|
$539 |
Craig Ranch North Car Insurance vs. McKinney
People living in Craig Ranch North pay an average of 7.77% less than the typical driver in the state. The average driver in Craig Ranch North can expect to pay about $1,074 per year, or $1,802 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Craig Ranch North for most people.
Car Insurance Prices by Craig Ranch North Neighborhood
Insurance Prices
Where is insurance cheapest within Craig Ranch North?
The map shows insurance prices in and around Craig Ranch North, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $43 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,821 to a low of $1,778. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Craig Ranch North.Pick the Best Car Insurance Company for You in Craig Ranch North
The best car insurance provider for most drivers in Craig Ranch North
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $371 over the average Craig Ranch North car insurance company.
The best car insurance provider for Craig Ranch North drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $848 over the competition.
The best car insurance company for Craig Ranch North drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $748 better than other car insurance companies.
The best auto insurance for Craig Ranch North drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $857 less each year.
The least expensive car insurance company for new and young drivers in Craig Ranch North
In Craig Ranch North, State Farm costs young drivers $1,304 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Craig Ranch North
State Farm gave the largest car insurance discounts to married couples, averaging $492 saved each year compared to an average Craig Ranch North couple's premiums.
The cheapest car insurance in Craig Ranch North for drivers with bad credit
The best Craig Ranch North car insurance company for customer service
Nationwide was the best company for customer service in Craig Ranch North according to the NAIC.
Recent price drops
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The cheapest large national provider in Craig Ranch North
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Craig Ranch North driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Craig Ranch North, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Craig Ranch North
What Influences the Cost of Car Insurance in Craig Ranch North?
On average, car insurance in Craig Ranch North is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Craig Ranch North are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Craig Ranch North is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Craig Ranch North is $89 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Village Park: Insurance costs 2.50% more
- Eldorado Heights: Insurance costs 1.78% less
- Greens of McKinney: Insurance costs 4.22% less
- The Canal on Preston: Insurance costs 3.11% more
- The Ws: Insurance costs 4.50% more
- Northeast Dallas: Insurance costs 2.77% more
- Far North Dallas-Richardson: Insurance costs 0.39% more
- Far North Dallas: Insurance costs 5.88% more
- Far North Dallas-Carrollton: Insurance costs 3.77% more
- Apollo Arapaho and Camelot: Insurance costs 5.94% more
Neighborhoods with Similar Populations
- Zenith: Insurance costs 8.32% less
- Juneau Town: Insurance costs 36.51% less
- Muncie-Stony PT.: Insurance costs 7.88% less
- Old Saginaw City: Insurance costs 75.58% more
- Gashland: Insurance costs 0.11% less
- First Ward: Insurance costs 37.13% more
- Stonybrook-Wilshire: Insurance costs 26.80% less
- Sunnyside-Flagstaff: Insurance costs 0.39% more
- Sunshine: Insurance costs 60.10% more
- Tijeras Arroyo: Insurance costs 8.60% less