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Get Cheap Car Insurance in Malone, Lincoln, NE
We monitor insurance prices, helping the average driver in Malone save up to 39.3% on car insurance.
The Cheapest Minimum Coverage in Malone
The chart below shows the cheapest car insurance company in Malone for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by American Family Insurance, State Farm, and Progressive.
| Malone Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $39 |
| American Family Insurance | $45 |
| State Farm | $46 |
| Progressive | $55 |
Savings for Every Kind of Malone Driver
Based on our extensive insurance data, we know the average Malone driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $626 per year by choosing the right vehicle insurance company. Some Malone residents are paying out over $1,594 extra every year for auto insurance in Malone. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Malone, Lincoln, NE Savings / Yr. |
|---|---|
$626 |
|
$471 |
|
$442 |
|
$343 |
|
$1,513 |
|
$181 |
|
$836 |
Malone Car Insurance vs. Lincoln
People living in Malone pay an average of 11.80% more than the typical driver in the state. The average driver in Malone can expect to pay about $654 per year, or $1,594 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Malone for most people.
Car Insurance Prices by Malone Neighborhood
Insurance Prices
Where is insurance cheapest within Malone?
The map shows insurance prices in and around Malone, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $257 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,709 to a low of $1,452. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northwest parts of Malone.Pick the Best Car Insurance Company for You in Malone
The best car insurance provider for most drivers in Malone
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $626 over the average Malone car insurance company.
The best car insurance provider for Malone drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $471 over the competition.
The best car insurance company for Malone drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $442 better than other car insurance companies.
The best auto insurance for Malone drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $343 less each year.
The least expensive car insurance company for new and young drivers in Malone
In Malone, Farmers Mutual of Nebraska costs young drivers $1,513 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Malone
Nationwide gave the largest car insurance discounts to married couples, averaging $181 saved each year compared to an average Malone couple's premiums.
The cheapest car insurance in Malone for drivers with bad credit
The best Malone car insurance company for customer service
Recent price drops
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The cheapest large national provider in Malone
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Malone driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Malone, USAA has the best prices for good drivers, drivers with bad credit, drivers with speeding tickets, married couples, young drivers, drivers with a DUI conviction, and drivers with accidents.Auto Insurance Prices in and Around Malone
What Influences the Cost of Car Insurance in Malone?
On average, car insurance in Malone is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Nebraska state insurance regulations may allow for lower prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Malone are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Malone is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Malone is $55 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Clinton: Insurance costs 5.08% less
- Downtown Lincoln: Insurance costs 2.82% less
- Hartley: Insurance costs 7.65% less
- Woods Park: Insurance costs 10.35% less
- East Campus: Insurance costs 6.78% less
- Near South: Insurance costs 5.58% less
- Everett: Insurance costs 5.14% less
- South Salt Creek: Insurance costs 4.58% less
- 40th and A: Insurance costs 12.23% less
- Belmont: Insurance costs 11.36% less
Neighborhoods with Similar Populations
- Young-Lilly: Insurance costs 11.17% more
- Haines Corner: Insurance costs 39.59% less
- Mission Hills: Insurance costs 27.04% more
- Somerset Park: Insurance costs 25.41% more
- Kenny: Insurance costs 8.59% more
- Jeff Davis: Insurance costs 3.76% less
- Spring Lake: Insurance costs 15.31% more
- Sky Ranch: Insurance costs 23.02% more
- Perrysburg Historic District: Insurance costs 33.31% less
- Beacon Park: Insurance costs 88.46% more