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Get Cheap Car Insurance in Everett, Lincoln, NE
We monitor insurance prices, helping the average driver in Everett save up to 39.3% on car insurance.
The Cheapest Minimum Coverage in Everett
The chart below shows the cheapest car insurance company in Everett for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by American Family Insurance, State Farm, and Progressive.
| Everett Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $37 |
| American Family Insurance | $43 |
| State Farm | $43 |
| Progressive | $52 |
Savings for Every Kind of Everett Driver
Based on our extensive insurance data, we know the average Everett driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $594 per year by choosing the right vehicle insurance company. Some Everett residents are paying out over $1,512 extra every year for auto insurance in Everett. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Everett, Lincoln, NE Savings / Yr. |
|---|---|
$594 |
|
$446 |
|
$419 |
|
$326 |
|
$1,435 |
|
$172 |
|
$793 |
Everett Car Insurance vs. Lincoln
People living in Everett pay an average of 6.03% more than the typical driver in the state. The average driver in Everett can expect to pay about $620 per year, or $1,512 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Everett for most people.
Car Insurance Prices by Everett Neighborhood
Insurance Prices
Where is insurance cheapest within Everett?
The map shows insurance prices in and around Everett, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $115 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,581 to a low of $1,466. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Everett.Pick the Best Car Insurance Company for You in Everett
The best car insurance provider for most drivers in Everett
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $594 over the average Everett car insurance company.
The best car insurance provider for Everett drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $446 over the competition.
The best car insurance company for Everett drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $419 better than other car insurance companies.
The best auto insurance for Everett drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $326 less each year.
The least expensive car insurance company for new and young drivers in Everett
In Everett, Farmers Mutual of Nebraska costs young drivers $1,435 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Everett
Nationwide gave the largest car insurance discounts to married couples, averaging $172 saved each year compared to an average Everett couple's premiums.
The cheapest car insurance in Everett for drivers with bad credit
The best Everett car insurance company for customer service
Recent price drops
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The cheapest large national provider in Everett
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Everett driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Everett, USAA has the best prices for good drivers, drivers with bad credit, drivers with speeding tickets, married couples, young drivers, drivers with a DUI conviction, and drivers with accidents.Auto Insurance Prices in and Around Everett
What Influences the Cost of Car Insurance in Everett?
On average, car insurance in Everett is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Everett is 21 minutes, which is about the national average for a driver in the city.
- Nebraska state insurance regulations may allow for lower prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Everett are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Everett is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Everett is $52 per month for minimum coverage and $126 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South Salt Creek: Insurance costs 0.60% more
- Near South: Insurance costs 0.46% less
- Downtown Lincoln: Insurance costs 2.45% more
- Woods Park: Insurance costs 5.49% less
- Indian Village: Insurance costs 5.69% less
- Malone: Insurance costs 5.42% more
- Country Club: Insurance costs 7.01% less
- Hartley: Insurance costs 2.65% less
- 40th and A: Insurance costs 7.47% less
- Clinton: Insurance costs 0.07% more
Neighborhoods with Similar Populations
- Third Ward: Insurance costs 16.73% less
- Santa Clara Heights: Insurance costs 9.99% less
- Downtown: Insurance costs 8.20% less
- Downtown Nashua: Insurance costs 14.62% less
- Sunny Slope: Insurance costs 28.77% more
- Sycamore Manor: Insurance costs 6.22% less
- Tam O'shanter: Insurance costs 4.30% more
- Doling: Insurance costs 22.22% more
- The Woodlands: Insurance costs 55.56% more
- Prairie Hills: Insurance costs 18.85% less