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Get Cheap Car Insurance in Mount Airy, Philadelphia, PA
We monitor insurance prices, helping the average driver in Mount Airy save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Mount Airy
The chart below shows the cheapest car insurance company in Mount Airy for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Mount Airy Insurer | Monthly Cost |
|---|---|
| Kemper | $63 |
| Metromile | $63 |
| Travelers | $64 |
| State Farm | $67 |
Savings for Every Kind of Mount Airy Driver
Based on our extensive insurance data, we know the average Mount Airy driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $479 per year by choosing the right vehicle insurance company. Some Mount Airy residents are paying out over $1,708 extra every year for auto insurance in Mount Airy. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mount Airy, Philadelphia, PA Savings / Yr. |
|---|---|
$479 |
|
$848 |
|
$648 |
|
$772 |
|
$1,978 |
|
$342 |
|
$612 |
Mount Airy Car Insurance vs. Philadelphia
People living in Mount Airy pay an average of 19.75% more than the typical driver in the state. The average driver in Mount Airy can expect to pay about $1,059 per year, or $1,708 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Mount Airy for most people.
Car Insurance Prices by Mount Airy Neighborhood
Insurance Prices
Where is insurance cheapest within Mount Airy?
The map shows insurance prices in and around Mount Airy, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $522 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,934 to a low of $1,412. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Mount Airy.Pick the Best Car Insurance Company for You in Mount Airy
The best car insurance provider for most drivers in Mount Airy
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $479 over the average Mount Airy car insurance company.
The best car insurance provider for Mount Airy drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $848 over the competition.
The best car insurance company for Mount Airy drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $648 better than other car insurance companies.
The best auto insurance for Mount Airy drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $772 less each year.
The least expensive car insurance company for new and young drivers in Mount Airy
In Mount Airy, Travelers costs young drivers $1,978 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mount Airy
State Farm gave the largest car insurance discounts to married couples, averaging $342 saved each year compared to an average Mount Airy couple's premiums.
The cheapest car insurance in Mount Airy for drivers with bad credit
The best Mount Airy car insurance company for customer service
Nationwide was the best company for customer service in Mount Airy according to the NAIC.
Recent price drops
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The cheapest large national provider in Mount Airy
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Mount Airy driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mount Airy, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Mount Airy
What Influences the Cost of Car Insurance in Mount Airy?
On average, car insurance in Mount Airy is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Mount Airy is 44 minutes, which is far more than average for a driver in the city.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mount Airy are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Mount Airy is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mount Airy is $88 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Cedar Brook: Insurance costs 5.97% more
- Germantown: Insurance costs 4.16% more
- Chestnut Hill: Insurance costs 10.89% less
- Wyndmoor: Insurance costs 10.89% less
- Oak Lane: Insurance costs 6.32% more
- Roxborough: Insurance costs 13.52% less
- Manayunk: Insurance costs 11.83% less
- East Falls: Insurance costs 6.44% less
- Logan-Ogontz-Fern Rock: Insurance costs 7.96% more
- Tioga-Nicetown: Insurance costs 4.74% more
Neighborhoods with Similar Populations
- Wissanoning: Insurance costs 2.22% less
- Montecito Heights: Insurance costs 45.20% more
- Mayfield: Insurance costs 4.80% less
- La Habra City: Insurance costs 29.51% more
- Juniata Park-Feltonville: Insurance costs 3.51% more
- Hawaii Kai: Insurance costs 16.10% less
- Echo Park: Insurance costs 43.27% more
- Douglaston-Little Neck: Insurance costs 79.04% more
- Belmont: Insurance costs 3.98% more
- Bellevue: Insurance costs 15.46% less