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Get Cheap Car Insurance in East Falls, Philadelphia, PA

We monitor insurance prices, helping the average driver in East Falls save up to 35.9% on car insurance.

 

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The Cheapest Minimum Coverage in East Falls

The chart below shows the cheapest car insurance company in East Falls for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.

 
East Falls Insurer Monthly Cost
Kemper $59
Metromile $59
Travelers $60
State Farm $62

Savings for Every Kind of East Falls Driver

The table shows how much the average auto insurance customer in East Falls might save by following our recommendations.

Based on our extensive insurance data, we know the average East Falls driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $448 per year by choosing the right vehicle insurance company. Some East Falls residents are paying out over $1,598 extra every year for auto insurance in East Falls. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
East Falls, Philadelphia, PA Savings / Yr.
Drivers with good records
$448
Drivers with accidents
$793
Drivers with speeding tickets
$606
Drivers with a DUI conviction
$723
Young drivers
$1,851
Married drivers
$321
Drivers with bad credit
$573

East Falls Car Insurance vs. Philadelphia

People living in East Falls pay an average of 12.08% more than the typical driver in the state. The average driver in East Falls can expect to pay about $991 per year, or $1,598 for full coverage.

Based on our analysis, Metromile will be the cheapest provider in East Falls for most people.

Car Insurance Prices by East Falls Neighborhood

East Falls, Philadelphia, PA map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within East Falls?

The map shows insurance prices in and around East Falls, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $365 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,795 to a low of $1,430. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of East Falls.

Pick the Best Car Insurance Company for You in East Falls

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the East Falls insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in East Falls

For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $448 over the average East Falls car insurance company.

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We use the average good driver, paying $96 per month, as our baseline for pricing in East Falls. Travelers, Metromile, and Auto-Owners Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for East Falls drivers with accidents on their records

In East Falls getting into an accident will raise premiums an average 40% for a yearly cost of $2,651. That's $1,052 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Metromile are good choices for drivers with accidents.

In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $793 over the competition.

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The best car insurance company for East Falls drivers with speeding tickets

>Metromile gave the average person with a speeding ticket the most savings, averaging $606 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In East Falls, tickets raise premiums on new quotes about $643. If you have a speeding ticket, we recommend Travelers, Metromile, and Clearcover for savings that beat the average insurance cost of $2,242 per year.

The best auto insurance for East Falls drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,367 per year in auto insurance premiums, which was $769 more than a driver with no major issues. State Farm, Travelers, and Clearcover penalized their customers the least for a DUI.

Getting a quote from Clearcover may cost the average person with a DUI about $723 less each year.

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The least expensive car insurance company for new and young drivers in East Falls

In East Falls, Travelers costs young drivers $1,851 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in East Falls. With an average cost of $5,159 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Travelers, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in East Falls

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $129. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in East Falls.

State Farm gave the largest car insurance discounts to married couples, averaging $321 saved each year compared to an average East Falls couple's premiums.

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The cheapest car insurance in East Falls for drivers with bad credit

People with poor credit saved an average of $573 with Nationwide.

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Many people are surprised that their poor credit score can cost them an average of $1,082 every year. Premiums for people with poor credit were about $2,680 in East Falls. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Nationwide, Travelers, and Plymouth Rock Assurance.

The best East Falls car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In East Falls, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in East Falls.

Nationwide was the best company for customer service in East Falls according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in East Falls, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in East Falls. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in East Falls

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 52% of East Falls residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average East Falls driver can expect to pay about $86 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Falls, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.
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Auto Insurance Prices in and Around East Falls

What Influences the Cost of Car Insurance in East Falls?

On average, car insurance in East Falls is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in East Falls is 39 minutes, which is a little more than average for a driver in the city.
  • Pennsylvania state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in East Falls are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
  • East Falls is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in East Falls is $83 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average East Falls driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central East Falls with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.