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Get Cheap Car Insurance in Alleghany West, Philadelphia, PA

We monitor insurance prices, helping the average driver in Alleghany West save up to 35.9% on car insurance.

 

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The Cheapest Minimum Coverage in Alleghany West

The chart below shows the cheapest car insurance company in Alleghany West for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.

 
Alleghany West Insurer Monthly Cost
Kemper $67
Metromile $67
Travelers $68
State Farm $70

Savings for Every Kind of Alleghany West Driver

The table shows how much the average auto insurance customer in Alleghany West might save by following our recommendations.

Based on our extensive insurance data, we know the average Alleghany West driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $506 per year by choosing the right vehicle insurance company. Some Alleghany West residents are paying out over $1,804 extra every year for auto insurance in Alleghany West. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Alleghany West Car Insurance vs. Philadelphia

People living in Alleghany West pay an average of 26.53% more than the typical driver in the state. The average driver in Alleghany West can expect to pay about $1,119 per year, or $1,804 for full coverage.

Based on our analysis, Metromile will be the cheapest provider in Alleghany West for most people.

Car Insurance Prices by Alleghany West Neighborhood

Alleghany West, Philadelphia, PA map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Alleghany West?

The map shows insurance prices in and around Alleghany West, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $435 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,922 to a low of $1,487. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Alleghany West.

Pick the Best Car Insurance Company for You in Alleghany West

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Alleghany West insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Alleghany West

For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $506 over the average Alleghany West car insurance company.

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We use the average good driver, paying $108 per month, as our baseline for pricing in Alleghany West. Travelers, Metromile, and Auto-Owners Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Alleghany West drivers with accidents on their records

In Alleghany West getting into an accident will raise premiums an average 40% for a yearly cost of $2,993. That's $1,188 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Metromile are good choices for drivers with accidents.

In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $896 over the competition.

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The best car insurance company for Alleghany West drivers with speeding tickets

>Metromile gave the average person with a speeding ticket the most savings, averaging $685 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Alleghany West, tickets raise premiums on new quotes about $726. If you have a speeding ticket, we recommend Travelers, Metromile, and Clearcover for savings that beat the average insurance cost of $2,531 per year.

The best auto insurance for Alleghany West drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,672 per year in auto insurance premiums, which was $868 more than a driver with no major issues. State Farm, Travelers, and Clearcover penalized their customers the least for a DUI.

Getting a quote from Clearcover may cost the average person with a DUI about $816 less each year.

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The least expensive car insurance company for new and young drivers in Alleghany West

In Alleghany West, Travelers costs young drivers $2,090 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Alleghany West. With an average cost of $5,824 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Travelers, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Alleghany West

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $146. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in Alleghany West.

State Farm gave the largest car insurance discounts to married couples, averaging $362 saved each year compared to an average Alleghany West couple's premiums.

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The cheapest car insurance in Alleghany West for drivers with bad credit

People with poor credit saved an average of $647 with Nationwide.

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Many people are surprised that their poor credit score can cost them an average of $1,221 every year. Premiums for people with poor credit were about $3,025 in Alleghany West. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Nationwide, Travelers, and Plymouth Rock Assurance.

The best Alleghany West car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Alleghany West, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Alleghany West.

Nationwide was the best company for customer service in Alleghany West according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Alleghany West, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Alleghany West. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Alleghany West

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 49% of Alleghany West residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Alleghany West driver can expect to pay about $86 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Alleghany West, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.
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Auto Insurance Prices in and Around Alleghany West

What Influences the Cost of Car Insurance in Alleghany West?

On average, car insurance in Alleghany West is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Alleghany West is 47 minutes, which is far more than average for a driver in the city.
  • Pennsylvania state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Alleghany West are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
  • Alleghany West is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Alleghany West is $93 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Alleghany West driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Alleghany West with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.