Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Cedar Brook, Philadelphia, PA
We monitor insurance prices, helping the average driver in Cedar Brook save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Cedar Brook
The chart below shows the cheapest car insurance company in Cedar Brook for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Cedar Brook Insurer | Monthly Cost |
|---|---|
| Kemper | $67 |
| Metromile | $67 |
| Travelers | $68 |
| State Farm | $71 |
Savings for Every Kind of Cedar Brook Driver
Based on our extensive insurance data, we know the average Cedar Brook driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $508 per year by choosing the right vehicle insurance company. Some Cedar Brook residents are paying out over $1,810 extra every year for auto insurance in Cedar Brook. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cedar Brook, Philadelphia, PA Savings / Yr. |
|---|---|
$508 |
|
$899 |
|
$687 |
|
$819 |
|
$2,097 |
|
$363 |
|
$649 |
Cedar Brook Car Insurance vs. Philadelphia
People living in Cedar Brook pay an average of 26.94% more than the typical driver in the state. The average driver in Cedar Brook can expect to pay about $1,122 per year, or $1,810 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Cedar Brook for most people.
Car Insurance Prices by Cedar Brook Neighborhood
Insurance Prices
Where is insurance cheapest within Cedar Brook?
The map shows insurance prices in and around Cedar Brook, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $249 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,926 to a low of $1,677. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the West parts of Cedar Brook.Pick the Best Car Insurance Company for You in Cedar Brook
The best car insurance provider for most drivers in Cedar Brook
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $508 over the average Cedar Brook car insurance company.
The best car insurance provider for Cedar Brook drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $899 over the competition.
The best car insurance company for Cedar Brook drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $687 better than other car insurance companies.
The best auto insurance for Cedar Brook drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $819 less each year.
The least expensive car insurance company for new and young drivers in Cedar Brook
In Cedar Brook, Travelers costs young drivers $2,097 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cedar Brook
State Farm gave the largest car insurance discounts to married couples, averaging $363 saved each year compared to an average Cedar Brook couple's premiums.
The cheapest car insurance in Cedar Brook for drivers with bad credit
The best Cedar Brook car insurance company for customer service
Nationwide was the best company for customer service in Cedar Brook according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Cedar Brook, which was better than other insurers.
The cheapest large national provider in Cedar Brook
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Cedar Brook driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cedar Brook, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Cedar Brook
What Influences the Cost of Car Insurance in Cedar Brook?
On average, car insurance in Cedar Brook is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Cedar Brook is 47 minutes, which is far more than average for a driver in the city.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cedar Brook are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Cedar Brook is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cedar Brook is $94 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Wyndmoor: Insurance costs 15.91% less
- Mount Airy: Insurance costs 5.64% less
- Oak Lane: Insurance costs 0.33% more
- Chestnut Hill: Insurance costs 15.91% less
- Germantown: Insurance costs 1.71% less
- Logan-Ogontz-Fern Rock: Insurance costs 1.88% more
- Olney: Insurance costs the same
- Roxborough: Insurance costs 18.40% less
- East Falls: Insurance costs 11.71% less
- Manayunk: Insurance costs 16.80% less
Neighborhoods with Similar Populations
- Olympia Heights: Insurance costs 87.79% more
- Forest Hill: Insurance costs 36.46% more
- Northwest Dallas: Insurance costs 7.73% more
- Northwest Omaha: Insurance costs 19.89% less
- Lower Peters Canyon: Insurance costs 16.52% more
- Loma Portal: Insurance costs 5.80% more
- Lakewood Heights: Insurance costs 28.90% more
- Lake Murray: Insurance costs 6.46% more
- Outer Richmond: Insurance costs 25.52% more
- Roseway: Insurance costs 3.26% less