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Get Cheap Car Insurance in Lower Peters Canyon, Irvine, CA
We monitor insurance prices, helping the average driver in Lower Peters Canyon save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Lower Peters Canyon
The chart below shows the cheapest car insurance company in Lower Peters Canyon for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Lower Peters Canyon Insurer | Monthly Cost |
|---|---|
| Metromile | $53 |
| Geico | $60 |
| Progressive | $64 |
| Travelers | $66 |
Savings for Every Kind of Lower Peters Canyon Driver
Based on our extensive insurance data, we know the average Lower Peters Canyon driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $674 per year by choosing the right vehicle insurance company. Some Lower Peters Canyon residents are paying out over $2,109 extra every year for auto insurance in Lower Peters Canyon. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lower Peters Canyon, Irvine, CA Savings / Yr. |
|---|---|
$674 |
|
$1,235 |
|
$977 |
|
$1,716 |
|
$881 |
|
$382 |
|
$0 |
Lower Peters Canyon Car Insurance vs. Irvine
People living in Lower Peters Canyon pay an average of 5.05% more than the typical driver in the state. The average driver in Lower Peters Canyon can expect to pay about $987 per year, or $2,109 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Lower Peters Canyon for most people.
Car Insurance Prices by Lower Peters Canyon Neighborhood
Insurance Prices
Where is insurance cheapest within Lower Peters Canyon?
The map shows insurance prices in and around Lower Peters Canyon, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $265 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,243 to a low of $1,978. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Lower Peters Canyon.Pick the Best Car Insurance Company for You in Lower Peters Canyon
The best car insurance provider for most drivers in Lower Peters Canyon
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $674 over the average Lower Peters Canyon car insurance company.
The best car insurance provider for Lower Peters Canyon drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,235 over the competition.
The best car insurance company for Lower Peters Canyon drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $977 better than other car insurance companies.
The best auto insurance for Lower Peters Canyon drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,716 less each year.
The least expensive car insurance company for new and young drivers in Lower Peters Canyon
In Lower Peters Canyon, State Farm costs young drivers $881 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lower Peters Canyon
Progressive gave the largest car insurance discounts to married couples, averaging $382 saved each year compared to an average Lower Peters Canyon couple's premiums.
The cheapest car insurance in Lower Peters Canyon for drivers with bad credit
The best Lower Peters Canyon car insurance company for customer service
Nationwide was the best company for customer service in Lower Peters Canyon according to the NAIC.
Recent price drops
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The cheapest large national provider in Lower Peters Canyon
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Lower Peters Canyon driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lower Peters Canyon, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Lower Peters Canyon
What Influences the Cost of Car Insurance in Lower Peters Canyon?
On average, car insurance in Lower Peters Canyon is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lower Peters Canyon are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Lower Peters Canyon is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lower Peters Canyon is $82 per month for minimum coverage and $176 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Northwood Point: Insurance costs 3.37% more
- Northwood: Insurance costs 1.04% more
- Orchard Hills: Insurance costs 5.60% more
- Walnut Village: Insurance costs 1.00% less
- El Camino Real: Insurance costs 0.81% less
- Woodbury: Insurance costs 0.28% less
- Spectrum: Insurance costs 1.33% less
- West Park: Insurance costs 0.28% less
- Woodbridge: Insurance costs 1.47% less
- Lyon Street: Insurance costs 3.89% more
Neighborhoods with Similar Populations
- Tierrasanta: Insurance costs 9.72% less
- Lents: Insurance costs 10.19% less
- Liliha-Kapalama: Insurance costs 31.20% less
- Loma Portal: Insurance costs 9.20% less
- Lower West Side: Insurance costs 5.22% less
- Northeast Dallas: Insurance costs 12.19% less
- Southeast Boulder: Insurance costs 9.10% less
- Southeast: Insurance costs 40.16% less
- Southwest Raleigh: Insurance costs 36.56% less
- Springlake-University Terrace: Insurance costs 36.37% more