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Get Cheap Car Insurance in Northwood Point, Irvine, CA
We monitor insurance prices, helping the average driver in Northwood Point save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Northwood Point
The chart below shows the cheapest car insurance company in Northwood Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Northwood Point Insurer | Monthly Cost |
|---|---|
| Metromile | $55 |
| Geico | $62 |
| Progressive | $66 |
| Travelers | $68 |
Savings for Every Kind of Northwood Point Driver
Based on our extensive insurance data, we know the average Northwood Point driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $697 per year by choosing the right vehicle insurance company. Some Northwood Point residents are paying out over $2,180 extra every year for auto insurance in Northwood Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Northwood Point, Irvine, CA Savings / Yr. |
|---|---|
$697 |
|
$1,277 |
|
$1,010 |
|
$1,774 |
|
$911 |
|
$395 |
|
$0 |
Northwood Point Car Insurance vs. Irvine
People living in Northwood Point pay an average of 8.59% more than the typical driver in the state. The average driver in Northwood Point can expect to pay about $1,021 per year, or $2,180 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Northwood Point for most people.
Car Insurance Prices by Northwood Point Neighborhood
Insurance Prices
Where is insurance cheapest within Northwood Point?
The map shows insurance prices in and around Northwood Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $195 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,243 to a low of $2,048. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of Northwood Point.Pick the Best Car Insurance Company for You in Northwood Point
The best car insurance provider for most drivers in Northwood Point
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $697 over the average Northwood Point car insurance company.
The best car insurance provider for Northwood Point drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,277 over the competition.
The best car insurance company for Northwood Point drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,010 better than other car insurance companies.
The best auto insurance for Northwood Point drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,774 less each year.
The least expensive car insurance company for new and young drivers in Northwood Point
In Northwood Point, State Farm costs young drivers $911 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Northwood Point
Progressive gave the largest car insurance discounts to married couples, averaging $395 saved each year compared to an average Northwood Point couple's premiums.
The cheapest car insurance in Northwood Point for drivers with bad credit
The best Northwood Point car insurance company for customer service
Nationwide was the best company for customer service in Northwood Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Northwood Point
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Northwood Point driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Northwood Point, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Northwood Point
What Influences the Cost of Car Insurance in Northwood Point?
On average, car insurance in Northwood Point is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Northwood Point is 34 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Northwood Point are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Northwood Point has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Northwood Point is $85 per month for minimum coverage and $182 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Northwood: Insurance costs 2.25% less
- Lower Peters Canyon: Insurance costs 3.26% less
- Orchard Hills: Insurance costs 2.16% more
- Woodbury: Insurance costs 3.53% less
- Spectrum: Insurance costs 4.54% less
- El Camino Real: Insurance costs 4.04% less
- Walnut Village: Insurance costs 4.22% less
- Portola Springs: Insurance costs 6.56% less
- Orange County Great Park: Insurance costs 9.82% less
- El Toro Marine Air Station: Insurance costs 9.91% less
Neighborhoods with Similar Populations
- Claytown: Insurance costs 70.69% more
- Greater Gardendale: Insurance costs 6.61% less
- Oak Park-Northwood: Insurance costs 21.79% less
- Northwest Crossing: Insurance costs 10.18% less
- Northern Arizona University: Insurance costs 17.16% less
- Lower Northwood: Insurance costs 11.19% more
- Jordan: Insurance costs 4.86% less
- Schuylerville: Insurance costs 52.29% more
- Yerdemont: Insurance costs 0.73% more
- Silver Lake: Insurance costs 43.81% less