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Get Cheap Car Insurance in Orchard Hills, Irvine, CA
We monitor insurance prices, helping the average driver in Orchard Hills save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Orchard Hills
The chart below shows the cheapest car insurance company in Orchard Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Orchard Hills Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $63 |
| Progressive | $68 |
| Travelers | $70 |
Savings for Every Kind of Orchard Hills Driver
Based on our extensive insurance data, we know the average Orchard Hills driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $712 per year by choosing the right vehicle insurance company. Some Orchard Hills residents are paying out over $2,227 extra every year for auto insurance in Orchard Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Orchard Hills, Irvine, CA Savings / Yr. |
|---|---|
$712 |
|
$1,304 |
|
$1,031 |
|
$1,812 |
|
$930 |
|
$404 |
|
$0 |
Orchard Hills Car Insurance vs. Irvine
People living in Orchard Hills pay an average of 10.90% more than the typical driver in the state. The average driver in Orchard Hills can expect to pay about $1,042 per year, or $2,227 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Orchard Hills for most people.
Car Insurance Prices by Orchard Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Orchard Hills?
The map shows insurance prices in and around Orchard Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $257 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,243 to a low of $1,986. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Orchard Hills.Pick the Best Car Insurance Company for You in Orchard Hills
The best car insurance provider for most drivers in Orchard Hills
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $712 over the average Orchard Hills car insurance company.
The best car insurance provider for Orchard Hills drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,304 over the competition.
The best car insurance company for Orchard Hills drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,031 better than other car insurance companies.
The best auto insurance for Orchard Hills drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,812 less each year.
The least expensive car insurance company for new and young drivers in Orchard Hills
In Orchard Hills, State Farm costs young drivers $930 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Orchard Hills
Progressive gave the largest car insurance discounts to married couples, averaging $404 saved each year compared to an average Orchard Hills couple's premiums.
The cheapest car insurance in Orchard Hills for drivers with bad credit
The best Orchard Hills car insurance company for customer service
Nationwide was the best company for customer service in Orchard Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Orchard Hills
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Orchard Hills driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Orchard Hills, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Orchard Hills
What Influences the Cost of Car Insurance in Orchard Hills?
On average, car insurance in Orchard Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Orchard Hills are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Orchard Hills is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Orchard Hills is $87 per month for minimum coverage and $186 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Northwood Point: Insurance costs 2.11% less
- Lower Peters Canyon: Insurance costs 5.30% less
- Northwood: Insurance costs 4.31% less
- Woodbury: Insurance costs 5.57% less
- Walnut Village: Insurance costs 6.24% less
- Portola Springs: Insurance costs 8.53% less
- El Camino Real: Insurance costs 6.06% less
- Spectrum: Insurance costs 6.56% less
- Orange County Great Park: Insurance costs 11.72% less
- El Toro Marine Air Station: Insurance costs 11.81% less
Neighborhoods with Similar Populations
- Third World: Insurance costs 9.88% less
- Bear Creek: Insurance costs 10.87% less
- Belevedere: Insurance costs 3.64% less
- Berg-Lasher: Insurance costs 78.04% more
- Wildwood Park: Insurance costs 4.85% more
- John Ball Park: Insurance costs 30.58% more
- Southeast Ridgewood: Insurance costs 12.53% less
- The Coves: Insurance costs 16.88% less
- The Plot: Insurance costs 37.18% less
- Braun's Farm: Insurance costs 16.39% less