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Get Cheap Car Insurance in El Camino Real, Irvine, CA
We monitor insurance prices, helping the average driver in El Camino Real save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in El Camino Real
The chart below shows the cheapest car insurance company in El Camino Real for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| El Camino Real Insurer | Monthly Cost |
|---|---|
| Metromile | $53 |
| Geico | $59 |
| Progressive | $63 |
| Travelers | $66 |
Savings for Every Kind of El Camino Real Driver
Based on our extensive insurance data, we know the average El Camino Real driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $669 per year by choosing the right vehicle insurance company. Some El Camino Real residents are paying out over $2,092 extra every year for auto insurance in El Camino Real. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
El Camino Real, Irvine, CA Savings / Yr. |
|---|---|
$669 |
|
$1,225 |
|
$969 |
|
$1,702 |
|
$874 |
|
$379 |
|
$0 |
El Camino Real Car Insurance vs. Irvine
People living in El Camino Real pay an average of 4.19% more than the typical driver in the state. The average driver in El Camino Real can expect to pay about $979 per year, or $2,092 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in El Camino Real for most people.
Car Insurance Prices by El Camino Real Neighborhood
Insurance Prices
Where is insurance cheapest within El Camino Real?
The map shows insurance prices in and around El Camino Real, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $142 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,132 to a low of $1,990. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of El Camino Real.Pick the Best Car Insurance Company for You in El Camino Real
The best car insurance provider for most drivers in El Camino Real
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $669 over the average El Camino Real car insurance company.
The best car insurance provider for El Camino Real drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,225 over the competition.
The best car insurance company for El Camino Real drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $969 better than other car insurance companies.
The best auto insurance for El Camino Real drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,702 less each year.
The least expensive car insurance company for new and young drivers in El Camino Real
In El Camino Real, State Farm costs young drivers $874 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in El Camino Real
Progressive gave the largest car insurance discounts to married couples, averaging $379 saved each year compared to an average El Camino Real couple's premiums.
The cheapest car insurance in El Camino Real for drivers with bad credit
The best El Camino Real car insurance company for customer service
Nationwide was the best company for customer service in El Camino Real according to the NAIC.
Recent price drops
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The cheapest large national provider in El Camino Real
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average El Camino Real driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In El Camino Real, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around El Camino Real
What Influences the Cost of Car Insurance in El Camino Real?
On average, car insurance in El Camino Real is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in El Camino Real are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- El Camino Real is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in El Camino Real is $82 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Walnut Village: Insurance costs 0.19% less
- Northwood: Insurance costs 1.86% more
- Spectrum: Insurance costs 0.53% less
- Woodbridge: Insurance costs 0.67% less
- Oak Creek: Insurance costs 1.48% more
- West Park: Insurance costs 0.53% more
- Woodbury: Insurance costs 0.53% more
- Lower Peters Canyon: Insurance costs 0.81% more
- Northwood Point: Insurance costs 4.21% more
- University Park: Insurance costs 0.29% less
Neighborhoods with Similar Populations
- Back Creek Church Road: Insurance costs 32.74% less
- Widefield: Insurance costs 3.49% less
- Central Omaha: Insurance costs 30.78% less
- Bixby Area: Insurance costs 12.24% more
- Sandtown-Southeastern Atlanta: Insurance costs 10.13% more
- O'Hare: Insurance costs 12.81% less
- Old Aurora: Insurance costs 87.72% more
- Pleasant Valley: Insurance costs 13.10% less
- Rocky-Fork Blacklick Accord: Insurance costs 43.69% less
- Russian Hill: Insurance costs 12.14% more