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Get Cheap Car Insurance in University Park, Irvine, CA
We monitor insurance prices, helping the average driver in University Park save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in University Park
The chart below shows the cheapest car insurance company in University Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| University Park Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $59 |
| Progressive | $63 |
| Travelers | $65 |
Savings for Every Kind of University Park Driver
Based on our extensive insurance data, we know the average University Park driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $667 per year by choosing the right vehicle insurance company. Some University Park residents are paying out over $2,086 extra every year for auto insurance in University Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University Park, Irvine, CA Savings / Yr. |
|---|---|
$667 |
|
$1,222 |
|
$966 |
|
$1,698 |
|
$872 |
|
$378 |
|
$0 |
University Park Car Insurance vs. Irvine
People living in University Park pay an average of 3.90% more than the typical driver in the state. The average driver in University Park can expect to pay about $977 per year, or $2,086 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in University Park for most people.
Car Insurance Prices by University Park Neighborhood
Insurance Prices
Where is insurance cheapest within University Park?
The map shows insurance prices in and around University Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $221 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,217 to a low of $1,996. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of University Park.Pick the Best Car Insurance Company for You in University Park
The best car insurance provider for most drivers in University Park
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $667 over the average University Park car insurance company.
The best car insurance provider for University Park drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,222 over the competition.
The best car insurance company for University Park drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $966 better than other car insurance companies.
The best auto insurance for University Park drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,698 less each year.
The least expensive car insurance company for new and young drivers in University Park
In University Park, State Farm costs young drivers $872 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University Park
Progressive gave the largest car insurance discounts to married couples, averaging $378 saved each year compared to an average University Park couple's premiums.
The cheapest car insurance in University Park for drivers with bad credit
The best University Park car insurance company for customer service
Nationwide was the best company for customer service in University Park according to the NAIC.
Recent price drops
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The cheapest large national provider in University Park
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average University Park driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University Park, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around University Park
What Influences the Cost of Car Insurance in University Park?
On average, car insurance in University Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University Park are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- University Park is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in University Park is $81 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Rancho San Joaquin: Insurance costs 8.58% more
- Woodbridge: Insurance costs 0.38% less
- Turtle Rock: Insurance costs 0.14% more
- University Town Center: Insurance costs 3.40% more
- West Park: Insurance costs 0.81% more
- UC Irvine: Insurance costs 0.43% less
- Oak Creek: Insurance costs 1.77% more
- Irvine Business Complex: Insurance costs 5.13% more
- Business District: Insurance costs 6.04% more
- Quail Hill: Insurance costs 2.40% less
Neighborhoods with Similar Populations
- Brooklyn-Centre: Insurance costs 38.06% less
- Downtown Little Rock: Insurance costs 14.19% less
- Downtown Marion: Insurance costs 46.55% less
- Downtown New Britain: Insurance costs 7.29% more
- Ukrainian Village: Insurance costs 44.34% less
- Circle Cross Ranch: Insurance costs 12.70% less
- Campus Farm: Insurance costs 15.00% less
- Belmont: Insurance costs 32.26% less
- Bayless Atkins: Insurance costs 15.05% less
- Aurora Knolls-Hutchinson Heights: Insurance costs 1.15% more