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Get Cheap Car Insurance in Business District, Irvine, CA
We monitor insurance prices, helping the average driver in Business District save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Business District
The chart below shows the cheapest car insurance company in Business District for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Business District Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $63 |
| Progressive | $67 |
| Travelers | $69 |
Savings for Every Kind of Business District Driver
Based on our extensive insurance data, we know the average Business District driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $707 per year by choosing the right vehicle insurance company. Some Business District residents are paying out over $2,212 extra every year for auto insurance in Business District. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Business District, Irvine, CA Savings / Yr. |
|---|---|
$707 |
|
$1,296 |
|
$1,025 |
|
$1,800 |
|
$924 |
|
$401 |
|
$0 |
Business District Car Insurance vs. Irvine
People living in Business District pay an average of 10.17% more than the typical driver in the state. The average driver in Business District can expect to pay about $1,036 per year, or $2,212 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Business District for most people.
Car Insurance Prices by Business District Neighborhood
Insurance Prices
Where is insurance cheapest within Business District?
The map shows insurance prices in and around Business District, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $409 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,429 to a low of $2,020. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Business District.Pick the Best Car Insurance Company for You in Business District
The best car insurance provider for most drivers in Business District
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $707 over the average Business District car insurance company.
The best car insurance provider for Business District drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,296 over the competition.
The best car insurance company for Business District drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,025 better than other car insurance companies.
The best auto insurance for Business District drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,800 less each year.
The least expensive car insurance company for new and young drivers in Business District
In Business District, State Farm costs young drivers $924 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Business District
Progressive gave the largest car insurance discounts to married couples, averaging $401 saved each year compared to an average Business District couple's premiums.
The cheapest car insurance in Business District for drivers with bad credit
The best Business District car insurance company for customer service
Nationwide was the best company for customer service in Business District according to the NAIC.
Recent price drops
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The cheapest large national provider in Business District
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Business District driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Business District, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Business District
What Influences the Cost of Car Insurance in Business District?
On average, car insurance in Business District is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Business District are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Business District is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Business District is $86 per month for minimum coverage and $184 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Irvine Business Complex: Insurance costs 0.86% less
- Rancho San Joaquin: Insurance costs 2.40% more
- West Park: Insurance costs 4.93% less
- University Town Center: Insurance costs 2.49% less
- University Park: Insurance costs 5.70% less
- Sandpointe: Insurance costs 4.25% less
- UC Irvine: Insurance costs 6.10% less
- Woodbridge: Insurance costs 6.06% less
- South Coast: Insurance costs 4.84% less
- Delhi: Insurance costs 0.32% less
Neighborhoods with Similar Populations
- Frankford: Insurance costs 12.93% more
- Sunrise Golf Village East: Insurance costs 54.61% more
- Stone Oak: Insurance costs 19.85% less
- Live Oak: Insurance costs 12.34% less
- Southridge Village: Insurance costs 0.05% more
- South West: Insurance costs 4.07% more
- South Land Park: Insurance costs 2.85% less
- Lea Hill: Insurance costs 25.32% less
- Lanham-Seabrook: Insurance costs 2.53% more
- South Boulder: Insurance costs 11.71% less