Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in South Boulder, Boulder, CO
We monitor insurance prices, helping the average driver in South Boulder save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in South Boulder
The chart below shows the cheapest car insurance company in South Boulder for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| South Boulder Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Bristol West | $79 |
| Safeco Insurance | $80 |
| Geico | $82 |
Savings for Every Kind of South Boulder Driver
Based on our extensive insurance data, we know the average South Boulder driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $418 per year by choosing the right vehicle insurance company. Some South Boulder residents are paying out over $1,953 extra every year for auto insurance in South Boulder. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Boulder, Boulder, CO Savings / Yr. |
|---|---|
$418 |
|
$746 |
|
$600 |
|
$642 |
|
$1,899 |
|
$503 |
|
$737 |
South Boulder Car Insurance vs. Boulder
People living in South Boulder pay an average of 3.31% more than the typical driver in the state. The average driver in South Boulder can expect to pay about $1,141 per year, or $1,953 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in South Boulder for most people.
Car Insurance Prices by South Boulder Neighborhood
Insurance Prices
Where is insurance cheapest within South Boulder?
The map shows insurance prices in and around South Boulder, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $201 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,070 to a low of $1,869. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of South Boulder.Pick the Best Car Insurance Company for You in South Boulder
The best car insurance provider for most drivers in South Boulder
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $418 over the average South Boulder car insurance company.
The best car insurance provider for South Boulder drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $746 over the competition.
The best car insurance company for South Boulder drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $600 better than other car insurance companies.
The best auto insurance for South Boulder drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $642 less each year.
The least expensive car insurance company for new and young drivers in South Boulder
In South Boulder, State Farm costs young drivers $1,899 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Boulder
State Farm gave the largest car insurance discounts to married couples, averaging $503 saved each year compared to an average South Boulder couple's premiums.
The cheapest car insurance in South Boulder for drivers with bad credit
The best South Boulder car insurance company for customer service
Nationwide was the best company for customer service in South Boulder according to the NAIC.
Recent price drops
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The cheapest large national provider in South Boulder
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average South Boulder driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Boulder, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around South Boulder
What Influences the Cost of Car Insurance in South Boulder?
On average, car insurance in South Boulder is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Boulder are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- South Boulder is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Boulder is $95 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Southeast Boulder: Insurance costs 1.84% less
- Colorado University: Insurance costs 2.10% less
- Central Boulder: Insurance costs the same
- Crossroads: Insurance costs 0.26% more
- East Boulder: Insurance costs 0.61% more
- Washington Village: Insurance costs 0.51% less
- Palo Park: Insurance costs 6.25% less
- North Boulder: Insurance costs 3.79% less
- Walnut Grove: Insurance costs 2.76% more
- Kings Mill: Insurance costs 1.84% more
Neighborhoods with Similar Populations
- Woodbury: Insurance costs 7.68% more
- Kamms Corner: Insurance costs 41.32% less
- Great Bridge East: Insurance costs 39.89% less
- South Evanston: Insurance costs 10.60% less
- Cedar Hills-Cedar Mill: Insurance costs 14.85% less
- Calallen: Insurance costs 10.65% less
- Byberry: Insurance costs 24.12% less
- Buffalo: Insurance costs 29.90% more
- Broadmoor-Anderson Isle-Shreve Isle: Insurance costs 44.96% more
- Blueberry Hill-Brigadoon-Stoneybrook: Insurance costs 8.19% more