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Get Cheap Car Insurance in East Boulder, Boulder, CO
We monitor insurance prices, helping the average driver in East Boulder save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in East Boulder
The chart below shows the cheapest car insurance company in East Boulder for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| East Boulder Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Bristol West | $79 |
| Safeco Insurance | $81 |
| Geico | $83 |
Savings for Every Kind of East Boulder Driver
Based on our extensive insurance data, we know the average East Boulder driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $421 per year by choosing the right vehicle insurance company. Some East Boulder residents are paying out over $1,965 extra every year for auto insurance in East Boulder. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Boulder, Boulder, CO Savings / Yr. |
|---|---|
$421 |
|
$750 |
|
$604 |
|
$645 |
|
$1,910 |
|
$506 |
|
$741 |
East Boulder Car Insurance vs. Boulder
People living in East Boulder pay an average of 3.94% more than the typical driver in the state. The average driver in East Boulder can expect to pay about $1,148 per year, or $1,965 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in East Boulder for most people.
Car Insurance Prices by East Boulder Neighborhood
Insurance Prices
Where is insurance cheapest within East Boulder?
The map shows insurance prices in and around East Boulder, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $130 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,985 to a low of $1,855. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of East Boulder.Pick the Best Car Insurance Company for You in East Boulder
The best car insurance provider for most drivers in East Boulder
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $421 over the average East Boulder car insurance company.
The best car insurance provider for East Boulder drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $750 over the competition.
The best car insurance company for East Boulder drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $604 better than other car insurance companies.
The best auto insurance for East Boulder drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $645 less each year.
The least expensive car insurance company for new and young drivers in East Boulder
In East Boulder, State Farm costs young drivers $1,910 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Boulder
State Farm gave the largest car insurance discounts to married couples, averaging $506 saved each year compared to an average East Boulder couple's premiums.
The cheapest car insurance in East Boulder for drivers with bad credit
The best East Boulder car insurance company for customer service
Nationwide was the best company for customer service in East Boulder according to the NAIC.
Recent price drops
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The cheapest large national provider in East Boulder
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average East Boulder driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Boulder, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around East Boulder
What Influences the Cost of Car Insurance in East Boulder?
On average, car insurance in East Boulder is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in East Boulder are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- East Boulder is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in East Boulder is $96 per month for minimum coverage and $164 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Crossroads: Insurance costs 0.36% less
- Palo Park: Insurance costs 6.82% less
- Southeast Boulder: Insurance costs 2.44% less
- Colorado University: Insurance costs 2.70% less
- Central Boulder: Insurance costs 0.61% less
- Washington Village: Insurance costs 1.12% less
- North Boulder: Insurance costs 4.38% less
- South Boulder: Insurance costs 0.61% less
- Walnut Grove: Insurance costs 2.14% more
- Brandywine: Insurance costs 2.39% more
Neighborhoods with Similar Populations
- Oaks: Insurance costs 1.37% less
- Edmondson Heights: Insurance costs 24.53% more
- State and Cypress: Insurance costs 27.33% less
- Eastside Santa Barbara: Insurance costs 10.08% more
- Stonemeade: Insurance costs 35.62% more
- Eastmorland: Insurance costs 40.81% less
- East Village: Insurance costs 27.28% more
- Sunnyslope: Insurance costs 14.55% more
- East Harriet: Insurance costs 10.18% less
- SW Jones: Insurance costs 41.42% less