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Get Cheap Car Insurance in North Boulder, Boulder, CO
We monitor insurance prices, helping the average driver in North Boulder save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in North Boulder
The chart below shows the cheapest car insurance company in North Boulder for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| North Boulder Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Bristol West | $76 |
| Safeco Insurance | $77 |
| Geico | $79 |
Savings for Every Kind of North Boulder Driver
Based on our extensive insurance data, we know the average North Boulder driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $403 per year by choosing the right vehicle insurance company. Some North Boulder residents are paying out over $1,879 extra every year for auto insurance in North Boulder. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Boulder, Boulder, CO Savings / Yr. |
|---|---|
$403 |
|
$718 |
|
$578 |
|
$617 |
|
$1,827 |
|
$484 |
|
$709 |
North Boulder Car Insurance vs. Boulder
People living in North Boulder pay an average of 0.59% less than the typical driver in the state. The average driver in North Boulder can expect to pay about $1,098 per year, or $1,879 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in North Boulder for most people.
Car Insurance Prices by North Boulder Neighborhood
Insurance Prices
Where is insurance cheapest within North Boulder?
The map shows insurance prices in and around North Boulder, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $165 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,995 to a low of $1,830. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of North Boulder.Pick the Best Car Insurance Company for You in North Boulder
The best car insurance provider for most drivers in North Boulder
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $403 over the average North Boulder car insurance company.
The best car insurance provider for North Boulder drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $718 over the competition.
The best car insurance company for North Boulder drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $578 better than other car insurance companies.
The best auto insurance for North Boulder drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $617 less each year.
The least expensive car insurance company for new and young drivers in North Boulder
In North Boulder, State Farm costs young drivers $1,827 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Boulder
State Farm gave the largest car insurance discounts to married couples, averaging $484 saved each year compared to an average North Boulder couple's premiums.
The cheapest car insurance in North Boulder for drivers with bad credit
The best North Boulder car insurance company for customer service
Nationwide was the best company for customer service in North Boulder according to the NAIC.
Recent price drops
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The cheapest large national provider in North Boulder
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Boulder driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Boulder, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around North Boulder
What Influences the Cost of Car Insurance in North Boulder?
On average, car insurance in North Boulder is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Boulder is 24 minutes, which is far less than average for a driver in the city.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Boulder are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- North Boulder is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Boulder is $91 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Palo Park: Insurance costs 2.55% less
- Washington Village: Insurance costs 3.41% more
- Crossroads: Insurance costs 4.20% more
- Central Boulder: Insurance costs 3.94% more
- East Boulder: Insurance costs 4.58% more
- Colorado University: Insurance costs 1.76% more
- Southeast Boulder: Insurance costs 2.02% more
- South Boulder: Insurance costs 3.94% more
- Walnut Grove: Insurance costs 6.81% more
- Brandywine: Insurance costs 7.08% more
Neighborhoods with Similar Populations
- Evergreen: Insurance costs 116.60% more
- Virginia-Highland: Insurance costs 2.98% more
- Victory Hills: Insurance costs 6.49% less
- Van Nest: Insurance costs 82.76% more
- Hartranft: Insurance costs 7.50% less
- Greenwell Springs-Central Area: Insurance costs 86.27% more
- Glen Eden: Insurance costs 14.80% more
- Far South: Insurance costs 36.99% less
- Fairmount: Insurance costs 15.17% less
- Washington Manor-Bonaire: Insurance costs 15.86% more