Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Virginia-Highland, Atlanta, GA

We monitor insurance prices, helping the average driver in Virginia-Highland save up to 33.4% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Virginia-Highland

The chart below shows the cheapest car insurance company in Virginia-Highland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.

 
Virginia-Highland Insurer Monthly Cost
Travelers $84
Farm Bureau $87
State Farm $96
Progressive $104

Savings for Every Kind of Virginia-Highland Driver

The table shows how much the average auto insurance customer in Virginia-Highland might save by following our recommendations.

Based on our extensive insurance data, we know the average Virginia-Highland driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $402 per year by choosing the right vehicle insurance company. Some Virginia-Highland residents are paying out over $1,935 extra every year for auto insurance in Virginia-Highland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Virginia-Highland Car Insurance vs. Atlanta

People living in Virginia-Highland pay an average of 9.27% more than the typical driver in the state. The average driver in Virginia-Highland can expect to pay about $1,287 per year, or $1,935 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in Virginia-Highland for most people.

Car Insurance Prices by Virginia-Highland Neighborhood

Virginia-Highland, Atlanta, GA map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Virginia-Highland?

The map shows insurance prices in and around Virginia-Highland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $394 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,196 to a low of $1,802. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Virginia-Highland.

Pick the Best Car Insurance Company for You in Virginia-Highland

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Virginia-Highland insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Virginia-Highland

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $402 over the average Virginia-Highland car insurance company.

Visit Site

We use the average good driver, paying $128 per month, as our baseline for pricing in Virginia-Highland. Travelers, Auto-Owners Insurance, and Farm Bureau are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Virginia-Highland drivers with accidents on their records

In Virginia-Highland getting into an accident will raise premiums an average 34% for a yearly cost of $2,923. That's $988 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Travelers, Farm Bureau, and Auto-Owners Insurance are good choices for drivers with accidents.

In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $857 over the competition.

Visit Site

The best car insurance company for Virginia-Highland drivers with speeding tickets

>Travelers gave the average person with a speeding ticket the most savings, averaging $591 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Virginia-Highland, tickets raise premiums on new quotes about $537. If you have a speeding ticket, we recommend Geico, Travelers, and Farm Bureau for savings that beat the average insurance cost of $2,472 per year.

The best auto insurance for Virginia-Highland drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,385 per year in auto insurance premiums, which was $1,450 more than a driver with no major issues. State Farm, Travelers, and Farm Bureau penalized their customers the least for a DUI.

Getting a quote from Travelers may cost the average person with a DUI about $809 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Virginia-Highland

In Virginia-Highland, Auto-Owners Insurance costs young drivers $2,356 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 73% more for insurance than more mature drivers in Virginia-Highland. With an average cost of $7,050 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Auto-Owners Insurance, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Virginia-Highland

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $160. State Farm, Geico, and Farm Bureau provided the largest discounts to couples living in Virginia-Highland.

Farm Bureau gave the largest car insurance discounts to married couples, averaging $195 saved each year compared to an average Virginia-Highland couple's premiums.

Visit Site

The cheapest car insurance in Virginia-Highland for drivers with bad credit

People with poor credit saved an average of $832 with Farm Bureau.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $830 every year. Premiums for people with poor credit were about $2,766 in Virginia-Highland. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Farm Bureau.

The best Virginia-Highland car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Virginia-Highland, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Farm Bureau as the best provider in Virginia-Highland.

Nationwide was the best company for customer service in Virginia-Highland according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Virginia-Highland, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Virginia-Highland. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Virginia-Highland

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 39% of Virginia-Highland residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Virginia-Highland driver can expect to pay about $117 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Virginia-Highland, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Virginia-Highland

What Influences the Cost of Car Insurance in Virginia-Highland?

On average, car insurance in Virginia-Highland is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Virginia-Highland is 29 minutes, which is about the national average for a driver in the city.
  • Georgia state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Virginia-Highland are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
  • Virginia-Highland is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Virginia-Highland is $107 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Virginia-Highland driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Virginia-Highland with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.