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Get Cheap Car Insurance in Belmont Heights, Long Beach, CA
We monitor insurance prices, helping the average driver in Belmont Heights save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Belmont Heights
The chart below shows the cheapest car insurance company in Belmont Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Belmont Heights Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| Geico | $67 |
| Progressive | $71 |
| Travelers | $74 |
Savings for Every Kind of Belmont Heights Driver
Based on our extensive insurance data, we know the average Belmont Heights driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $751 per year by choosing the right vehicle insurance company. Some Belmont Heights residents are paying out over $2,350 extra every year for auto insurance in Belmont Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Belmont Heights, Long Beach, CA Savings / Yr. |
|---|---|
$751 |
|
$1,376 |
|
$1,089 |
|
$1,913 |
|
$982 |
|
$426 |
|
$0 |
Belmont Heights Car Insurance vs. Long Beach
People living in Belmont Heights pay an average of 17.05% more than the typical driver in the state. The average driver in Belmont Heights can expect to pay about $1,100 per year, or $2,350 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Belmont Heights for most people.
Car Insurance Prices by Belmont Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Belmont Heights?
The map shows insurance prices in and around Belmont Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $259 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,450 to a low of $2,191. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Belmont Heights.Pick the Best Car Insurance Company for You in Belmont Heights
The best car insurance provider for most drivers in Belmont Heights
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $751 over the average Belmont Heights car insurance company.
The best car insurance provider for Belmont Heights drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,376 over the competition.
The best car insurance company for Belmont Heights drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,089 better than other car insurance companies.
The best auto insurance for Belmont Heights drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,913 less each year.
The least expensive car insurance company for new and young drivers in Belmont Heights
In Belmont Heights, State Farm costs young drivers $982 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Belmont Heights
Progressive gave the largest car insurance discounts to married couples, averaging $426 saved each year compared to an average Belmont Heights couple's premiums.
The cheapest car insurance in Belmont Heights for drivers with bad credit
The best Belmont Heights car insurance company for customer service
Nationwide was the best company for customer service in Belmont Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Belmont Heights
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Belmont Heights driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Belmont Heights, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Belmont Heights
What Influences the Cost of Car Insurance in Belmont Heights?
On average, car insurance in Belmont Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Belmont Heights is 44 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Belmont Heights are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Belmont Heights has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Belmont Heights is $92 per month for minimum coverage and $196 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- East Side: Insurance costs 1.15% more
- Belmont Shore: Insurance costs 2.89% less
- Circle Area: Insurance costs 0.55% less
- Downtown Long Beach: Insurance costs 4.26% more
- Park Estates: Insurance costs 4.85% less
- Naples-Marina Area: Insurance costs 8.26% less
- Poly High District: Insurance costs 3.87% more
- State College Area: Insurance costs 10.60% less
- Los Altos: Insurance costs 9.40% less
- Wrigley: Insurance costs 4.26% more
Neighborhoods with Similar Populations
- South Deering: Insurance costs 13.11% less
- Rocky-Fork Blacklick Accord: Insurance costs 49.87% less
- Glencliff: Insurance costs 33.66% less
- North Stamford: Insurance costs 12.34% less
- salisbury: Insurance costs 39.74% less
- Lakeview Terrace: Insurance costs 4.04% more
- Sandtown-Southeastern Atlanta: Insurance costs 1.96% less
- North Shores: Insurance costs 39.79% more
- South Broadway: Insurance costs 44.68% less
- Rock Creek: Insurance costs 27.57% less