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Get Cheap Car Insurance in Los Altos, Long Beach, CA
We monitor insurance prices, helping the average driver in Los Altos save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Los Altos
The chart below shows the cheapest car insurance company in Los Altos for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Los Altos Insurer | Monthly Cost |
|---|---|
| Metromile | $53 |
| Geico | $60 |
| Progressive | $65 |
| Travelers | $67 |
Savings for Every Kind of Los Altos Driver
Based on our extensive insurance data, we know the average Los Altos driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $681 per year by choosing the right vehicle insurance company. Some Los Altos residents are paying out over $2,129 extra every year for auto insurance in Los Altos. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Los Altos, Long Beach, CA Savings / Yr. |
|---|---|
$681 |
|
$1,247 |
|
$986 |
|
$1,733 |
|
$890 |
|
$386 |
|
$0 |
Los Altos Car Insurance vs. Long Beach
People living in Los Altos pay an average of 6.04% more than the typical driver in the state. The average driver in Los Altos can expect to pay about $997 per year, or $2,129 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Los Altos for most people.
Car Insurance Prices by Los Altos Neighborhood
Insurance Prices
Where is insurance cheapest within Los Altos?
The map shows insurance prices in and around Los Altos, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $303 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,287 to a low of $1,984. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Los Altos.Pick the Best Car Insurance Company for You in Los Altos
The best car insurance provider for most drivers in Los Altos
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $681 over the average Los Altos car insurance company.
The best car insurance provider for Los Altos drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,247 over the competition.
The best car insurance company for Los Altos drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $986 better than other car insurance companies.
The best auto insurance for Los Altos drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,733 less each year.
The least expensive car insurance company for new and young drivers in Los Altos
In Los Altos, State Farm costs young drivers $890 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Los Altos
Progressive gave the largest car insurance discounts to married couples, averaging $386 saved each year compared to an average Los Altos couple's premiums.
The cheapest car insurance in Los Altos for drivers with bad credit
The best Los Altos car insurance company for customer service
Recent price drops
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The cheapest large national provider in Los Altos
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Los Altos driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Los Altos, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Los Altos
What Influences the Cost of Car Insurance in Los Altos?
On average, car insurance in Los Altos is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Los Altos is 36 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Los Altos are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Los Altos is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Los Altos is $83 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Park Estates: Insurance costs 5.03% more
- The Plaza: Insurance costs 0.75% more
- State College Area: Insurance costs 1.32% less
- City College Area: Insurance costs 0.89% more
- Circle Area: Insurance costs 9.77% more
- East Side: Insurance costs 11.65% more
- Naples-Marina Area: Insurance costs 1.27% more
- Belmont Shore: Insurance costs 7.19% more
- El Dorado Park: Insurance costs 0.89% less
- Belmont Heights: Insurance costs 10.38% more
Neighborhoods with Similar Populations
- Harrowgate: Insurance costs 15.50% less
- Southeast: Insurance costs 28.93% less
- South Park: Insurance costs 17.47% more
- South Englewood: Insurance costs 3.71% less
- South Deering: Insurance costs 4.09% less
- South Broad Street: Insurance costs 16.39% more
- Somerset: Insurance costs 23.49% less
- Savage-Guilford: Insurance costs 3.76% less
- Rock Creek: Insurance costs 20.06% less
- Riviera: Insurance costs 7.61% less