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Get Cheap Car Insurance in Naples-Marina Area, Long Beach, CA
We monitor insurance prices, helping the average driver in Naples-Marina Area save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Naples-Marina Area
The chart below shows the cheapest car insurance company in Naples-Marina Area for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Naples-Marina Area Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| Geico | $61 |
| Progressive | $65 |
| Travelers | $68 |
Savings for Every Kind of Naples-Marina Area Driver
Based on our extensive insurance data, we know the average Naples-Marina Area driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $689 per year by choosing the right vehicle insurance company. Some Naples-Marina Area residents are paying out over $2,156 extra every year for auto insurance in Naples-Marina Area. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Naples-Marina Area, Long Beach, CA Savings / Yr. |
|---|---|
$689 |
|
$1,263 |
|
$999 |
|
$1,754 |
|
$901 |
|
$391 |
|
$0 |
Naples-Marina Area Car Insurance vs. Long Beach
People living in Naples-Marina Area pay an average of 7.37% more than the typical driver in the state. The average driver in Naples-Marina Area can expect to pay about $1,009 per year, or $2,156 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Naples-Marina Area for most people.
Car Insurance Prices by Naples-Marina Area Neighborhood
Insurance Prices
Where is insurance cheapest within Naples-Marina Area?
The map shows insurance prices in and around Naples-Marina Area, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $244 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,295 to a low of $2,051. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Naples-Marina Area.Pick the Best Car Insurance Company for You in Naples-Marina Area
The best car insurance provider for most drivers in Naples-Marina Area
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $689 over the average Naples-Marina Area car insurance company.
The best car insurance provider for Naples-Marina Area drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,263 over the competition.
The best car insurance company for Naples-Marina Area drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $999 better than other car insurance companies.
The best auto insurance for Naples-Marina Area drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,754 less each year.
The least expensive car insurance company for new and young drivers in Naples-Marina Area
In Naples-Marina Area, State Farm costs young drivers $901 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Naples-Marina Area
Progressive gave the largest car insurance discounts to married couples, averaging $391 saved each year compared to an average Naples-Marina Area couple's premiums.
The cheapest car insurance in Naples-Marina Area for drivers with bad credit
The best Naples-Marina Area car insurance company for customer service
Nationwide was the best company for customer service in Naples-Marina Area according to the NAIC.
Recent price drops
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The cheapest large national provider in Naples-Marina Area
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Naples-Marina Area driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Naples-Marina Area, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Naples-Marina Area
What Influences the Cost of Car Insurance in Naples-Marina Area?
On average, car insurance in Naples-Marina Area is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Naples-Marina Area is 41 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Naples-Marina Area are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Naples-Marina Area is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Naples-Marina Area is $84 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Belmont Shore: Insurance costs 5.84% more
- State College Area: Insurance costs 2.55% less
- Park Estates: Insurance costs 3.71% more
- Belmont Heights: Insurance costs 9.00% more
- East Side: Insurance costs 10.25% more
- Circle Area: Insurance costs 8.40% more
- Los Altos: Insurance costs 1.25% less
- Downtown Long Beach: Insurance costs 13.64% more
- The Plaza: Insurance costs 0.51% less
- Poly High District: Insurance costs 13.22% more
Neighborhoods with Similar Populations
- West Side: Insurance costs 34.09% less
- Cartwright: Insurance costs 4.08% less
- Southsuide Estates: Insurance costs 19.20% more
- Northland Lyceum: Insurance costs 16.28% more
- North Oakland: Insurance costs 30.06% less
- Northwest Los Angeles Heights: Insurance costs 7.84% less
- Port Gardner: Insurance costs 25.79% less
- Presidio Heights: Insurance costs 4.45% more
- Prides Crossing: Insurance costs 4.50% less
- Riviera: Insurance costs 41.79% more