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Get Cheap Car Insurance in Riviera, Coral Gables, FL
We monitor insurance prices, helping the average driver in Riviera save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Riviera
The chart below shows the cheapest car insurance company in Riviera for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Riviera Insurer | Monthly Cost |
|---|---|
| Geico | $146 |
| State Farm | $155 |
| Gainsco | $202 |
| Bristol West | $202 |
Savings for Every Kind of Riviera Driver
Based on our extensive insurance data, we know the average Riviera driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $894 per year by choosing the right vehicle insurance company. Some Riviera residents are paying out over $3,057 extra every year for auto insurance in Riviera. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Riviera, Coral Gables, FL Savings / Yr. |
|---|---|
$894 |
|
$1,313 |
|
$1,010 |
|
$1,000 |
|
$3,176 |
|
$868 |
|
$1,265 |
Riviera Car Insurance vs. Coral Gables
People living in Riviera pay an average of 15.69% more than the typical driver in the state. The average driver in Riviera can expect to pay about $2,791 per year, or $3,057 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Riviera for most people.
Car Insurance Prices by Riviera Neighborhood
Insurance Prices
Where is insurance cheapest within Riviera?
The map shows insurance prices in and around Riviera, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $512 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,406 to a low of $2,894. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Riviera.Pick the Best Car Insurance Company for You in Riviera
The best car insurance provider for most drivers in Riviera
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $894 over the average Riviera car insurance company.
The best car insurance provider for Riviera drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,313 over the competition.
The best car insurance company for Riviera drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,010 better than other car insurance companies.
The best auto insurance for Riviera drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,000 less each year.
The least expensive car insurance company for new and young drivers in Riviera
In Riviera, Geico costs young drivers $3,176 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Riviera
Geico gave the largest car insurance discounts to married couples, averaging $868 saved each year compared to an average Riviera couple's premiums.
The cheapest car insurance in Riviera for drivers with bad credit
The best Riviera car insurance company for customer service
Recent price drops
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The cheapest large national provider in Riviera
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Riviera driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Riviera, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Riviera
What Influences the Cost of Car Insurance in Riviera?
On average, car insurance in Riviera is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Riviera are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Riviera is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Riviera is $233 per month for minimum coverage and $255 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Italian Village: Insurance costs 6.48% more
- South Coconut Grove: Insurance costs 7.20% more
- North Coconut Grove: Insurance costs 0.49% more
- Coral Way: Insurance costs 11.22% more
- West Flagler: Insurance costs 15.80% more
- Flagami: Insurance costs 15.54% more
- Little Havana: Insurance costs 17.30% more
- Olympia Heights: Insurance costs 11.19% more
- Allapattah: Insurance costs 19.17% more
- Overtown: Insurance costs 18.09% more
Neighborhoods with Similar Populations
- City Hall Monument District: Insurance costs 25.42% less
- Corwith: Insurance costs 33.76% less
- Desert Hills: Insurance costs 20.18% less
- Donelson: Insurance costs 50.74% less
- Downtown Columbus: Insurance costs 59.18% less
- Downtown Hampton: Insurance costs 56.95% less
- Kenfield: Insurance costs 4.84% less
- Hatchville: Insurance costs 48.41% less
- Holly: Insurance costs 45.80% less
- Jewell Heights-Hoffman Heights: Insurance costs 25.48% less