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Get Cheap Car Insurance in Allapattah, Miami, FL
We monitor insurance prices, helping the average driver in Allapattah save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Allapattah
The chart below shows the cheapest car insurance company in Allapattah for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Allapattah Insurer | Monthly Cost |
|---|---|
| Geico | $174 |
| State Farm | $184 |
| Gainsco | $241 |
| Bristol West | $241 |
Savings for Every Kind of Allapattah Driver
Based on our extensive insurance data, we know the average Allapattah driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,066 per year by choosing the right vehicle insurance company. Some Allapattah residents are paying out over $3,643 extra every year for auto insurance in Allapattah. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Allapattah, Miami, FL Savings / Yr. |
|---|---|
$1,066 |
|
$1,565 |
|
$1,204 |
|
$1,191 |
|
$3,785 |
|
$1,034 |
|
$1,507 |
Allapattah Car Insurance vs. Miami
People living in Allapattah pay an average of 37.87% more than the typical driver in the state. The average driver in Allapattah can expect to pay about $3,326 per year, or $3,643 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Allapattah for most people.
Car Insurance Prices by Allapattah Neighborhood
Insurance Prices
Where is insurance cheapest within Allapattah?
The map shows insurance prices in and around Allapattah, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $367 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,789 to a low of $3,422. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of Allapattah.Pick the Best Car Insurance Company for You in Allapattah
The best car insurance provider for most drivers in Allapattah
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $1,066 over the average Allapattah car insurance company.
The best car insurance provider for Allapattah drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,565 over the competition.
The best car insurance company for Allapattah drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,204 better than other car insurance companies.
The best auto insurance for Allapattah drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,191 less each year.
The least expensive car insurance company for new and young drivers in Allapattah
In Allapattah, Geico costs young drivers $3,785 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Allapattah
Geico gave the largest car insurance discounts to married couples, averaging $1,034 saved each year compared to an average Allapattah couple's premiums.
The cheapest car insurance in Allapattah for drivers with bad credit
The best Allapattah car insurance company for customer service
Recent price drops
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The cheapest large national provider in Allapattah
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Allapattah driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Allapattah, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Allapattah
What Influences the Cost of Car Insurance in Allapattah?
On average, car insurance in Allapattah is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Allapattah is 40 minutes, which is far more than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Allapattah are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Allapattah is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Allapattah is $277 per month for minimum coverage and $304 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Overtown: Insurance costs 0.91% less
- Model City: Insurance costs 1.07% more
- Little Havana: Insurance costs 1.56% less
- Wynwood: Insurance costs 8.26% less
- Downtown Miami: Insurance costs 10.40% less
- West Flagler: Insurance costs 2.83% less
- Little Haiti: Insurance costs 1.15% more
- Flagami: Insurance costs 3.05% less
- Coral Way: Insurance costs 6.67% less
- Upper Eastside: Insurance costs 9.14% less
Neighborhoods with Similar Populations
- Valley High-North Laguna: Insurance costs 36.56% less
- St Charles: Insurance costs 41.67% less
- Southwest Ada: Insurance costs 70.11% less
- Gateway-Green Valley Ranch: Insurance costs 39.28% less
- Central East Denver: Insurance costs 41.45% less
- Outer Sunset: Insurance costs 37.66% less
- North San Jose: Insurance costs 42.57% less
- Southeast Boise: Insurance costs 70.68% less
- Greenpoint: Insurance costs 14.41% less
- Far West: Insurance costs 53.03% less