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Get Cheap Car Insurance in Wynwood, Miami, FL
We monitor insurance prices, helping the average driver in Wynwood save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Wynwood
The chart below shows the cheapest car insurance company in Wynwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Wynwood Insurer | Monthly Cost |
|---|---|
| Geico | $159 |
| State Farm | $169 |
| Gainsco | $221 |
| Bristol West | $221 |
Savings for Every Kind of Wynwood Driver
Based on our extensive insurance data, we know the average Wynwood driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $978 per year by choosing the right vehicle insurance company. Some Wynwood residents are paying out over $3,342 extra every year for auto insurance in Wynwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wynwood, Miami, FL Savings / Yr. |
|---|---|
$978 |
|
$1,436 |
|
$1,104 |
|
$1,093 |
|
$3,472 |
|
$949 |
|
$1,383 |
Wynwood Car Insurance vs. Miami
People living in Wynwood pay an average of 26.49% more than the typical driver in the state. The average driver in Wynwood can expect to pay about $3,051 per year, or $3,342 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Wynwood for most people.
Car Insurance Prices by Wynwood Neighborhood
Insurance Prices
Where is insurance cheapest within Wynwood?
The map shows insurance prices in and around Wynwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $703 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,810 to a low of $3,107. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Wynwood.Pick the Best Car Insurance Company for You in Wynwood
The best car insurance provider for most drivers in Wynwood
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $978 over the average Wynwood car insurance company.
The best car insurance provider for Wynwood drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,436 over the competition.
The best car insurance company for Wynwood drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,104 better than other car insurance companies.
The best auto insurance for Wynwood drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,093 less each year.
The least expensive car insurance company for new and young drivers in Wynwood
In Wynwood, Geico costs young drivers $3,472 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wynwood
Geico gave the largest car insurance discounts to married couples, averaging $949 saved each year compared to an average Wynwood couple's premiums.
The cheapest car insurance in Wynwood for drivers with bad credit
The best Wynwood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Wynwood
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Wynwood driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wynwood, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Wynwood
What Influences the Cost of Car Insurance in Wynwood?
On average, car insurance in Wynwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Wynwood is 34 minutes, which is a little more than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wynwood are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Wynwood is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Wynwood is $254 per month for minimum coverage and $279 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Overtown: Insurance costs 8.02% more
- Downtown Miami: Insurance costs 2.33% less
- Allapattah: Insurance costs 9.01% more
- Little Haiti: Insurance costs 10.26% more
- Model City: Insurance costs 10.17% more
- Upper Eastside: Insurance costs 0.96% less
- Little Havana: Insurance costs 7.30% more
- West Avenue: Insurance costs 8.95% less
- Bayshore: Insurance costs 5.57% less
- City Center: Insurance costs 7.06% less
Neighborhoods with Similar Populations
- Park Heights: Insurance costs 27.05% less
- Greenbrier East: Insurance costs 63.35% less
- Highline: Insurance costs 47.64% less
- Kyle Canyon: Insurance costs 28.37% less
- Landmark-Van Dom: Insurance costs 58.77% less
- North End: Insurance costs 40.10% less
- North Laurel: Insurance costs 39.77% less
- North Park San Diego: Insurance costs 38.63% less
- Northeast: Insurance costs 31.42% less
- Las Tierras: Insurance costs 41.95% less