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Get Cheap Car Insurance in North Park San Diego, San Diego, CA
We monitor insurance prices, helping the average driver in North Park San Diego save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in North Park San Diego
The chart below shows the cheapest car insurance company in North Park San Diego for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| North Park San Diego Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $58 |
| Progressive | $62 |
| Travelers | $64 |
Savings for Every Kind of North Park San Diego Driver
Based on our extensive insurance data, we know the average North Park San Diego driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $656 per year by choosing the right vehicle insurance company. Some North Park San Diego residents are paying out over $2,051 extra every year for auto insurance in North Park San Diego. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Park San Diego, San Diego, CA Savings / Yr. |
|---|---|
$656 |
|
$1,201 |
|
$950 |
|
$1,669 |
|
$857 |
|
$372 |
|
$0 |
North Park San Diego Car Insurance vs. San Diego
People living in North Park San Diego pay an average of 2.13% more than the typical driver in the state. The average driver in North Park San Diego can expect to pay about $960 per year, or $2,051 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in North Park San Diego for most people.
Car Insurance Prices by North Park San Diego Neighborhood
Insurance Prices
Where is insurance cheapest within North Park San Diego?
The map shows insurance prices in and around North Park San Diego, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $366 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,242 to a low of $1,876. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of North Park San Diego.Pick the Best Car Insurance Company for You in North Park San Diego
The best car insurance provider for most drivers in North Park San Diego
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $656 over the average North Park San Diego car insurance company.
The best car insurance provider for North Park San Diego drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,201 over the competition.
The best car insurance company for North Park San Diego drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $950 better than other car insurance companies.
The best auto insurance for North Park San Diego drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,669 less each year.
The least expensive car insurance company for new and young drivers in North Park San Diego
In North Park San Diego, State Farm costs young drivers $857 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Park San Diego
Progressive gave the largest car insurance discounts to married couples, averaging $372 saved each year compared to an average North Park San Diego couple's premiums.
The cheapest car insurance in North Park San Diego for drivers with bad credit
The best North Park San Diego car insurance company for customer service
Nationwide was the best company for customer service in North Park San Diego according to the NAIC.
Recent price drops
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The cheapest large national provider in North Park San Diego
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average North Park San Diego driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Park San Diego, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around North Park San Diego
What Influences the Cost of Car Insurance in North Park San Diego?
On average, car insurance in North Park San Diego is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Park San Diego are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- North Park San Diego is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Park San Diego is $80 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- University Heights: Insurance costs 0.49% more
- East San Diego: Insurance costs 6.63% more
- City Heights West: Insurance costs 4.24% more
- Normal Heights: Insurance costs 0.59% more
- Hillcrest: Insurance costs 2.58% less
- Balboa Park: Insurance costs the same
- Kensington: Insurance costs 0.44% more
- Mission Valley East: Insurance costs 0.68% less
- Park West: Insurance costs 5.12% less
- City Heights East: Insurance costs 6.24% more
Neighborhoods with Similar Populations
- Highland Hills: Insurance costs 5.07% less
- Park Heights: Insurance costs 18.87% more
- Paradise Hills: Insurance costs 0.34% more
- Parkside: Insurance costs 10.34% more
- Powellhurst-Gilbert: Insurance costs 5.80% less
- North End: Insurance costs 2.39% less
- Rittenhouse Square: Insurance costs 23.65% less
- Sommerset West-Elmonica North: Insurance costs 19.65% less
- Ala Moana-Kakaako: Insurance costs 28.38% less
- Landmark-Van Dom: Insurance costs 32.81% less