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Get Cheap Car Insurance in Rittenhouse Square, Philadelphia, PA
We monitor insurance prices, helping the average driver in Rittenhouse Square save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Rittenhouse Square
The chart below shows the cheapest car insurance company in Rittenhouse Square for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Rittenhouse Square Insurer | Monthly Cost |
|---|---|
| Kemper | $58 |
| Metromile | $58 |
| Travelers | $59 |
| State Farm | $61 |
Savings for Every Kind of Rittenhouse Square Driver
Based on our extensive insurance data, we know the average Rittenhouse Square driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $439 per year by choosing the right vehicle insurance company. Some Rittenhouse Square residents are paying out over $1,566 extra every year for auto insurance in Rittenhouse Square. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rittenhouse Square, Philadelphia, PA Savings / Yr. |
|---|---|
$439 |
|
$778 |
|
$594 |
|
$708 |
|
$1,814 |
|
$314 |
|
$561 |
Rittenhouse Square Car Insurance vs. Philadelphia
People living in Rittenhouse Square pay an average of 9.83% more than the typical driver in the state. The average driver in Rittenhouse Square can expect to pay about $971 per year, or $1,566 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Rittenhouse Square for most people.
Car Insurance Prices by Rittenhouse Square Neighborhood
Insurance Prices
Where is insurance cheapest within Rittenhouse Square?
The map shows insurance prices in and around Rittenhouse Square, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $232 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,664 to a low of $1,432. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Rittenhouse Square.Pick the Best Car Insurance Company for You in Rittenhouse Square
The best car insurance provider for most drivers in Rittenhouse Square
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $439 over the average Rittenhouse Square car insurance company.
The best car insurance provider for Rittenhouse Square drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $778 over the competition.
The best car insurance company for Rittenhouse Square drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $594 better than other car insurance companies.
The best auto insurance for Rittenhouse Square drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $708 less each year.
The least expensive car insurance company for new and young drivers in Rittenhouse Square
In Rittenhouse Square, Travelers costs young drivers $1,814 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rittenhouse Square
State Farm gave the largest car insurance discounts to married couples, averaging $314 saved each year compared to an average Rittenhouse Square couple's premiums.
The cheapest car insurance in Rittenhouse Square for drivers with bad credit
The best Rittenhouse Square car insurance company for customer service
Nationwide was the best company for customer service in Rittenhouse Square according to the NAIC.
Recent price drops
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The cheapest large national provider in Rittenhouse Square
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Rittenhouse Square driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rittenhouse Square, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Rittenhouse Square
What Influences the Cost of Car Insurance in Rittenhouse Square?
On average, car insurance in Rittenhouse Square is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Rittenhouse Square is 30 minutes, which is about the national average for a driver in the city.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rittenhouse Square are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Rittenhouse Square is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Rittenhouse Square is $81 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- City Center West: Insurance costs 0.51% less
- Schuylkill Southwest: Insurance costs 5.17% more
- Chinatown: Insurance costs 4.79% more
- University City: Insurance costs 5.43% less
- Spring Garden: Insurance costs 0.89% more
- Bella Vista: Insurance costs 0.51% less
- City Center East: Insurance costs 0.64% less
- Fairmount: Insurance costs 1.79% more
- Point Breeze-Philadelphia: Insurance costs 14.05% more
- Wharton-Hawthorne-Bella Vista: Insurance costs 4.85% more
Neighborhoods with Similar Populations
- Arlington Heights: Insurance costs 11.94% more
- Wynwood: Insurance costs 113.41% more
- Westgate: Insurance costs 56.96% more
- West Valley: Insurance costs 30.84% less
- Valley Ranch: Insurance costs 20.69% more
- Summerlin North: Insurance costs 51.79% more
- South Beach: Insurance costs 93.30% more
- Sommerset West-Elmonica North: Insurance costs 5.24% more
- Powellhurst-Gilbert: Insurance costs 23.37% more
- Greenbrier East: Insurance costs 21.78% less