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Get Cheap Car Insurance in West Valley, Boise, ID
We monitor insurance prices, helping the average driver in West Valley save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in West Valley
The chart below shows the cheapest car insurance company in West Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| West Valley Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $35 |
| Travelers | $37 |
| State Farm | $40 |
| Progressive | $42 |
Savings for Every Kind of West Valley Driver
Based on our extensive insurance data, we know the average West Valley driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $264 per year by choosing the right vehicle insurance company. Some West Valley residents are paying out over $1,083 extra every year for auto insurance in West Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
West Valley, Boise, ID Savings / Yr. |
|---|---|
$264 |
|
$545 |
|
$473 |
|
$419 |
|
$995 |
|
$257 |
|
$411 |
West Valley Car Insurance vs. Boise
People living in West Valley pay an average of 4.21% less than the typical driver in the state. The average driver in West Valley can expect to pay about $601 per year, or $1,083 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in West Valley for most people.
Car Insurance Prices by West Valley Neighborhood
Insurance Prices
Where is insurance cheapest within West Valley?
The map shows insurance prices in and around West Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $141 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,159 to a low of $1,018. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of West Valley.Pick the Best Car Insurance Company for You in West Valley
The best car insurance provider for most drivers in West Valley
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $264 over the average West Valley car insurance company.
The best car insurance provider for West Valley drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $545 over the competition.
The best car insurance company for West Valley drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $473 better than other car insurance companies.
The best auto insurance for West Valley drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $419 less each year.
The least expensive car insurance company for new and young drivers in West Valley
In West Valley, Auto-Owners Insurance costs young drivers $995 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in West Valley
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $257 saved each year compared to an average West Valley couple's premiums.
The cheapest car insurance in West Valley for drivers with bad credit
The best West Valley car insurance company for customer service
Nationwide was the best company for customer service in West Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in West Valley
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average West Valley driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In West Valley, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around West Valley
What Influences the Cost of Car Insurance in West Valley?
On average, car insurance in West Valley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Idaho state insurance regulations may allow for lower prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in West Valley are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- West Valley is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in West Valley is $50 per month for minimum coverage and $90 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- West Cloverdale: Insurance costs 3.42% less
- West Bench: Insurance costs 1.02% more
- Winstead Park: Insurance costs 0.46% more
- Northwest: Insurance costs 5.08% more
- Collister: Insurance costs 2.86% more
- Franklin Randolph: Insurance costs 1.29% more
- Veterans Park: Insurance costs 2.86% more
- Sunset: Insurance costs 0.09% more
- Central Bench: Insurance costs 0.09% less
- Depot Bench: Insurance costs 0.09% more
Neighborhoods with Similar Populations
- Coney Island: Insurance costs 198.71% more
- Highland Hills: Insurance costs 79.78% more
- Garfield Ridge: Insurance costs 69.34% more
- Gage Park: Insurance costs 86.89% more
- Forest Park: Insurance costs 70.45% more
- East Broad: Insurance costs 12.93% more
- East Boston: Insurance costs 104.16% more
- Constable Hook: Insurance costs 103.14% more
- Clearview: Insurance costs 177.56% more
- Paradise Hills: Insurance costs 90.03% more