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Get Cheap Car Insurance in Collister, Boise, ID
We monitor insurance prices, helping the average driver in Collister save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Collister
The chart below shows the cheapest car insurance company in Collister for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| Collister Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $35 |
| Travelers | $38 |
| State Farm | $41 |
| Progressive | $43 |
Savings for Every Kind of Collister Driver
Based on our extensive insurance data, we know the average Collister driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $272 per year by choosing the right vehicle insurance company. Some Collister residents are paying out over $1,114 extra every year for auto insurance in Collister. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Collister, Boise, ID Savings / Yr. |
|---|---|
$272 |
|
$560 |
|
$486 |
|
$430 |
|
$1,023 |
|
$264 |
|
$422 |
Collister Car Insurance vs. Boise
People living in Collister pay an average of 1.54% less than the typical driver in the state. The average driver in Collister can expect to pay about $617 per year, or $1,114 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Collister for most people.
Car Insurance Prices by Collister Neighborhood
Insurance Prices
Where is insurance cheapest within Collister?
The map shows insurance prices in and around Collister, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $70 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,134 to a low of $1,064. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Collister.Pick the Best Car Insurance Company for You in Collister
The best car insurance provider for most drivers in Collister
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $272 over the average Collister car insurance company.
The best car insurance provider for Collister drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $560 over the competition.
The best car insurance company for Collister drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $486 better than other car insurance companies.
The best auto insurance for Collister drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $430 less each year.
The least expensive car insurance company for new and young drivers in Collister
In Collister, Auto-Owners Insurance costs young drivers $1,023 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Collister
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $264 saved each year compared to an average Collister couple's premiums.
The cheapest car insurance in Collister for drivers with bad credit
The best Collister car insurance company for customer service
Recent price drops
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The cheapest large national provider in Collister
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Collister driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Collister, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Collister
What Influences the Cost of Car Insurance in Collister?
On average, car insurance in Collister is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Idaho state insurance regulations may allow for lower prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Collister are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Collister is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Collister is $51 per month for minimum coverage and $93 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Sunset: Insurance costs 2.69% less
- Veterans Park: Insurance costs the same
- West Bench: Insurance costs 1.80% less
- Northwest: Insurance costs 2.15% more
- Winstead Park: Insurance costs 2.33% less
- North End: Insurance costs 2.33% less
- Highlands: Insurance costs 2.60% less
- West Valley: Insurance costs 2.78% less
- Downtown: Insurance costs 1.89% more
- Central Bench: Insurance costs 2.87% less
Neighborhoods with Similar Populations
- Forest View: Insurance costs 163.20% more
- Rancho Sahuarita: Insurance costs 54.49% more
- West Meade: Insurance costs 29.17% more
- Riverside: Insurance costs 122.80% more
- Edgerton: Insurance costs 160.23% more
- Twain: Insurance costs 12.39% more
- South Coconut Grove: Insurance costs 194.17% more
- South Beaverton: Insurance costs 42.55% more
- Scenic Foothills: Insurance costs 39.50% more
- Rohnerville: Insurance costs 70.11% more