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Get Cheap Car Insurance in South Coconut Grove, Miami, FL
We monitor insurance prices, helping the average driver in South Coconut Grove save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in South Coconut Grove
The chart below shows the cheapest car insurance company in South Coconut Grove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| South Coconut Grove Insurer | Monthly Cost |
|---|---|
| Geico | $156 |
| State Farm | $166 |
| Gainsco | $217 |
| Bristol West | $217 |
Savings for Every Kind of South Coconut Grove Driver
Based on our extensive insurance data, we know the average South Coconut Grove driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $959 per year by choosing the right vehicle insurance company. Some South Coconut Grove residents are paying out over $3,277 extra every year for auto insurance in South Coconut Grove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Coconut Grove, Miami, FL Savings / Yr. |
|---|---|
$959 |
|
$1,408 |
|
$1,083 |
|
$1,072 |
|
$3,405 |
|
$930 |
|
$1,356 |
South Coconut Grove Car Insurance vs. Miami
People living in South Coconut Grove pay an average of 24.04% more than the typical driver in the state. The average driver in South Coconut Grove can expect to pay about $2,992 per year, or $3,277 for full coverage.
Based on our analysis, Geico will be the cheapest provider in South Coconut Grove for most people.
Car Insurance Prices by South Coconut Grove Neighborhood
Insurance Prices
Where is insurance cheapest within South Coconut Grove?
The map shows insurance prices in and around South Coconut Grove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $606 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,579 to a low of $2,973. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of South Coconut Grove.Pick the Best Car Insurance Company for You in South Coconut Grove
The best car insurance provider for most drivers in South Coconut Grove
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $959 over the average South Coconut Grove car insurance company.
The best car insurance provider for South Coconut Grove drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,408 over the competition.
The best car insurance company for South Coconut Grove drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,083 better than other car insurance companies.
The best auto insurance for South Coconut Grove drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,072 less each year.
The least expensive car insurance company for new and young drivers in South Coconut Grove
In South Coconut Grove, Geico costs young drivers $3,405 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Coconut Grove
Geico gave the largest car insurance discounts to married couples, averaging $930 saved each year compared to an average South Coconut Grove couple's premiums.
The cheapest car insurance in South Coconut Grove for drivers with bad credit
The best South Coconut Grove car insurance company for customer service
Allstate was the best company for customer service in South Coconut Grove according to the NAIC.
Recent price drops
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The cheapest large national provider in South Coconut Grove
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Coconut Grove driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Coconut Grove, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around South Coconut Grove
What Influences the Cost of Car Insurance in South Coconut Grove?
On average, car insurance in South Coconut Grove is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Coconut Grove is 30 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Coconut Grove are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- South Coconut Grove is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Coconut Grove is $249 per month for minimum coverage and $273 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Italian Village: Insurance costs 0.67% less
- North Coconut Grove: Insurance costs 6.26% less
- Riviera: Insurance costs 6.71% less
- Coral Way: Insurance costs 3.75% more
- West Flagler: Insurance costs 8.03% more
- Little Havana: Insurance costs 9.43% more
- Flagami: Insurance costs 7.78% more
- Overtown: Insurance costs 10.16% more
- Allapattah: Insurance costs 11.17% more
- Downtown Miami: Insurance costs 0.40% less
Neighborhoods with Similar Populations
- Willard-Hay: Insurance costs 36.99% less
- Rossville: Insurance costs 16.63% less
- Plaza Terrace: Insurance costs 0.82% less
- Old Seminol Heights: Insurance costs 10.50% less
- Oakland: Insurance costs 55.39% less
- Lincoln Village West: Insurance costs 35.31% less
- North Indian Trail: Insurance costs 56.24% less
- East English Village: Insurance costs 23.99% more
- Duluth Heights: Insurance costs 51.72% less
- Murray Hill: Insurance costs 22.03% less