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Get Cheap Car Insurance in Plaza Terrace, Tampa, FL
We monitor insurance prices, helping the average driver in Plaza Terrace save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Plaza Terrace
The chart below shows the cheapest car insurance company in Plaza Terrace for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Plaza Terrace Insurer | Monthly Cost |
|---|---|
| Geico | $155 |
| State Farm | $165 |
| Gainsco | $215 |
| Bristol West | $215 |
Savings for Every Kind of Plaza Terrace Driver
Based on our extensive insurance data, we know the average Plaza Terrace driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $951 per year by choosing the right vehicle insurance company. Some Plaza Terrace residents are paying out over $3,250 extra every year for auto insurance in Plaza Terrace. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Plaza Terrace, Tampa, FL Savings / Yr. |
|---|---|
$951 |
|
$1,396 |
|
$1,074 |
|
$1,063 |
|
$3,376 |
|
$923 |
|
$1,344 |
Plaza Terrace Car Insurance vs. Tampa
People living in Plaza Terrace pay an average of 23.00% more than the typical driver in the state. The average driver in Plaza Terrace can expect to pay about $2,967 per year, or $3,250 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Plaza Terrace for most people.
Car Insurance Prices by Plaza Terrace Neighborhood
Insurance Prices
Where is insurance cheapest within Plaza Terrace?
The map shows insurance prices in and around Plaza Terrace, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $657 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,395 to a low of $2,738. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Plaza Terrace.Pick the Best Car Insurance Company for You in Plaza Terrace
The best car insurance provider for most drivers in Plaza Terrace
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $951 over the average Plaza Terrace car insurance company.
The best car insurance provider for Plaza Terrace drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,396 over the competition.
The best car insurance company for Plaza Terrace drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,074 better than other car insurance companies.
The best auto insurance for Plaza Terrace drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,063 less each year.
The least expensive car insurance company for new and young drivers in Plaza Terrace
In Plaza Terrace, Geico costs young drivers $3,376 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Plaza Terrace
Geico gave the largest car insurance discounts to married couples, averaging $923 saved each year compared to an average Plaza Terrace couple's premiums.
The cheapest car insurance in Plaza Terrace for drivers with bad credit
The best Plaza Terrace car insurance company for customer service
Allstate was the best company for customer service in Plaza Terrace according to the NAIC.
Recent price drops
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The cheapest large national provider in Plaza Terrace
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Plaza Terrace driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Plaza Terrace, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Plaza Terrace
What Influences the Cost of Car Insurance in Plaza Terrace?
On average, car insurance in Plaza Terrace is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Plaza Terrace are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Plaza Terrace has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Plaza Terrace is $247 per month for minimum coverage and $271 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Wellswood: Insurance costs 8.92% less
- Riverbend: Insurance costs 1.97% less
- Riverside Heights: Insurance costs 12.80% less
- Northeast MacFarlane: Insurance costs 5.20% less
- South Seminole Heights: Insurance costs 10.22% less
- Old West Tampa: Insurance costs 3.05% less
- Seminole Heights: Insurance costs 13.20% less
- Lowry Park Central: Insurance costs 4.06% less
- Carver City-Lincoln Gardens: Insurance costs 12.77% less
- Tampa Heights: Insurance costs 1.02% less
Neighborhoods with Similar Populations
- South Park: Insurance costs 41.35% less
- Coolidge Corner: Insurance costs 42.89% less
- Coronado: Insurance costs 43.14% less
- Cortez Hill: Insurance costs 39.60% less
- Crescent Hill: Insurance costs 36.15% less
- Downtown Columbia: Insurance costs 48.22% less
- Downtown Tempe: Insurance costs 43.23% less
- Willard-Hay: Insurance costs 36.46% less
- West Modesto: Insurance costs 32.09% less
- The Paseos: Insurance costs 33.57% less