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Get Cheap Car Insurance in Tampa Heights, Tampa, FL
We monitor insurance prices, helping the average driver in Tampa Heights save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Tampa Heights
The chart below shows the cheapest car insurance company in Tampa Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Tampa Heights Insurer | Monthly Cost |
|---|---|
| Geico | $154 |
| State Farm | $163 |
| Gainsco | $213 |
| Bristol West | $213 |
Savings for Every Kind of Tampa Heights Driver
Based on our extensive insurance data, we know the average Tampa Heights driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $941 per year by choosing the right vehicle insurance company. Some Tampa Heights residents are paying out over $3,217 extra every year for auto insurance in Tampa Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Tampa Heights, Tampa, FL Savings / Yr. |
|---|---|
$941 |
|
$1,382 |
|
$1,063 |
|
$1,052 |
|
$3,343 |
|
$913 |
|
$1,331 |
Tampa Heights Car Insurance vs. Tampa
People living in Tampa Heights pay an average of 21.77% more than the typical driver in the state. The average driver in Tampa Heights can expect to pay about $2,937 per year, or $3,217 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Tampa Heights for most people.
Car Insurance Prices by Tampa Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Tampa Heights?
The map shows insurance prices in and around Tampa Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $557 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,359 to a low of $2,802. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Tampa Heights.Pick the Best Car Insurance Company for You in Tampa Heights
The best car insurance provider for most drivers in Tampa Heights
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $941 over the average Tampa Heights car insurance company.
The best car insurance provider for Tampa Heights drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,382 over the competition.
The best car insurance company for Tampa Heights drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,063 better than other car insurance companies.
The best auto insurance for Tampa Heights drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,052 less each year.
The least expensive car insurance company for new and young drivers in Tampa Heights
In Tampa Heights, Geico costs young drivers $3,343 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Tampa Heights
Geico gave the largest car insurance discounts to married couples, averaging $913 saved each year compared to an average Tampa Heights couple's premiums.
The cheapest car insurance in Tampa Heights for drivers with bad credit
The best Tampa Heights car insurance company for customer service
Allstate was the best company for customer service in Tampa Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Tampa Heights
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Tampa Heights driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Tampa Heights, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Tampa Heights
What Influences the Cost of Car Insurance in Tampa Heights?
On average, car insurance in Tampa Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Tampa Heights is 31 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Tampa Heights are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Tampa Heights is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Tampa Heights is $245 per month for minimum coverage and $268 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Ybor City: Insurance costs 5.38% less
- Riverside Heights: Insurance costs 11.91% less
- South Seminole Heights: Insurance costs 9.29% less
- Downtown Tampa: Insurance costs 15.51% less
- Old West Tampa: Insurance costs 2.05% less
- Channelside: Insurance costs 12.81% less
- East Tampa: Insurance costs 1.06% less
- Wellswood: Insurance costs 7.99% less
- North Hyde Park: Insurance costs 15.67% less
- Northeast MacFarlane: Insurance costs 4.23% less
Neighborhoods with Similar Populations
- Waynita-Simonds-Norway Hill: Insurance costs 52.47% less
- Downtown Duluth: Insurance costs 45.82% less
- Downtown Detroit: Insurance costs 6.90% more
- Dixie Downs: Insurance costs 57.72% less
- East End: Insurance costs 52.53% less
- Chevy Chase-Ashland Park: Insurance costs 34.63% less
- Central East Austin: Insurance costs 45.01% less
- West Slope: Insurance costs 49.05% less
- Brookhaven: Insurance costs 43.11% less
- Broad Ripple: Insurance costs 60.80% less