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Get Cheap Car Insurance in East Tampa, Tampa, FL
We monitor insurance prices, helping the average driver in East Tampa save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in East Tampa
The chart below shows the cheapest car insurance company in East Tampa for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| East Tampa Insurer | Monthly Cost |
|---|---|
| Geico | $152 |
| State Farm | $161 |
| Gainsco | $210 |
| Bristol West | $210 |
Savings for Every Kind of East Tampa Driver
Based on our extensive insurance data, we know the average East Tampa driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $931 per year by choosing the right vehicle insurance company. Some East Tampa residents are paying out over $3,183 extra every year for auto insurance in East Tampa. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Tampa, Tampa, FL Savings / Yr. |
|---|---|
$931 |
|
$1,368 |
|
$1,052 |
|
$1,041 |
|
$3,307 |
|
$904 |
|
$1,317 |
East Tampa Car Insurance vs. Tampa
People living in East Tampa pay an average of 20.49% more than the typical driver in the state. The average driver in East Tampa can expect to pay about $2,906 per year, or $3,183 for full coverage.
Based on our analysis, Geico will be the cheapest provider in East Tampa for most people.
Car Insurance Prices by East Tampa Neighborhood
Insurance Prices
Where is insurance cheapest within East Tampa?
The map shows insurance prices in and around East Tampa, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $678 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,486 to a low of $2,808. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of East Tampa.Pick the Best Car Insurance Company for You in East Tampa
The best car insurance provider for most drivers in East Tampa
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $931 over the average East Tampa car insurance company.
The best car insurance provider for East Tampa drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,368 over the competition.
The best car insurance company for East Tampa drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,052 better than other car insurance companies.
The best auto insurance for East Tampa drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,041 less each year.
The least expensive car insurance company for new and young drivers in East Tampa
In East Tampa, Geico costs young drivers $3,307 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Tampa
Geico gave the largest car insurance discounts to married couples, averaging $904 saved each year compared to an average East Tampa couple's premiums.
The cheapest car insurance in East Tampa for drivers with bad credit
The best East Tampa car insurance company for customer service
Recent price drops
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The cheapest large national provider in East Tampa
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average East Tampa driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Tampa, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around East Tampa
What Influences the Cost of Car Insurance in East Tampa?
On average, car insurance in East Tampa is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in East Tampa is 30 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in East Tampa are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- East Tampa is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in East Tampa is $242 per month for minimum coverage and $265 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Ybor City: Insurance costs 4.37% less
- Live Oaks Square: Insurance costs 5.59% more
- Tampa Heights: Insurance costs 1.07% more
- Old Seminol Heights: Insurance costs 7.85% less
- South Seminole Heights: Insurance costs 8.33% less
- Northeast: Insurance costs 2.67% more
- Channelside: Insurance costs 11.88% less
- Seminole Heights: Insurance costs 11.37% less
- Riverside Heights: Insurance costs 10.96% less
- Downtown Tampa: Insurance costs 14.61% less
Neighborhoods with Similar Populations
- Westside-Santa Barbara: Insurance costs 33.80% less
- Bassett: Insurance costs 27.18% less
- Bay Terraces: Insurance costs 34.24% less
- San Luis Rey: Insurance costs 36.69% less
- East Side: Insurance costs 38.08% less
- Rosedale: Insurance costs 38.89% less
- West Baltimore: Insurance costs 24.32% less
- Camp Pendleton South: Insurance costs 41.28% less
- Central Arlington: Insurance costs 42.51% less
- Chevy Chase: Insurance costs 33.93% less