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Get Cheap Car Insurance in Channelside, Tampa, FL
We monitor insurance prices, helping the average driver in Channelside save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Channelside
The chart below shows the cheapest car insurance company in Channelside for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Channelside Insurer | Monthly Cost |
|---|---|
| Geico | $134 |
| State Farm | $142 |
| Gainsco | $185 |
| Bristol West | $185 |
Savings for Every Kind of Channelside Driver
Based on our extensive insurance data, we know the average Channelside driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $821 per year by choosing the right vehicle insurance company. Some Channelside residents are paying out over $2,805 extra every year for auto insurance in Channelside. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Channelside, Tampa, FL Savings / Yr. |
|---|---|
$821 |
|
$1,205 |
|
$927 |
|
$917 |
|
$2,914 |
|
$796 |
|
$1,160 |
Channelside Car Insurance vs. Tampa
People living in Channelside pay an average of 6.17% more than the typical driver in the state. The average driver in Channelside can expect to pay about $2,561 per year, or $2,805 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Channelside for most people.
Car Insurance Prices by Channelside Neighborhood
Insurance Prices
Where is insurance cheapest within Channelside?
The map shows insurance prices in and around Channelside, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $656 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,280 to a low of $2,624. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Channelside.Pick the Best Car Insurance Company for You in Channelside
The best car insurance provider for most drivers in Channelside
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $821 over the average Channelside car insurance company.
The best car insurance provider for Channelside drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,205 over the competition.
The best car insurance company for Channelside drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $927 better than other car insurance companies.
The best auto insurance for Channelside drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $917 less each year.
The least expensive car insurance company for new and young drivers in Channelside
In Channelside, Geico costs young drivers $2,914 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Channelside
Geico gave the largest car insurance discounts to married couples, averaging $796 saved each year compared to an average Channelside couple's premiums.
The cheapest car insurance in Channelside for drivers with bad credit
The best Channelside car insurance company for customer service
Recent price drops
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The cheapest large national provider in Channelside
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Channelside driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Channelside, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Channelside
What Influences the Cost of Car Insurance in Channelside?
On average, car insurance in Channelside is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Channelside are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Channelside has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Channelside is $213 per month for minimum coverage and $234 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown Tampa: Insurance costs 3.10% less
- Harbour Island: Insurance costs 1.39% less
- North Hyde Park: Insurance costs 3.28% less
- Tampa Heights: Insurance costs 14.69% more
- Ybor City: Insurance costs 8.52% more
- Davis Island: Insurance costs 4.31% less
- Old West Tampa: Insurance costs 12.34% more
- Courier City: Insurance costs 2.07% less
- Riverside Heights: Insurance costs 1.03% more
- East Tampa: Insurance costs 13.48% more
Neighborhoods with Similar Populations
- Sharp Park: Insurance costs 26.52% less
- Downer Woods: Insurance costs 59.29% less
- Downtown Fremont: Insurance costs 22.14% less
- Highlands: Insurance costs 49.45% less
- Lost Lake: Insurance costs 7.49% less
- Meador Park: Insurance costs 36.76% less
- Neshaminy Valley: Insurance costs 48.91% less
- Rosemont: Insurance costs 48.13% less
- Selby-on-the-Bay: Insurance costs 34.58% less
- McKinley Mitchell: Insurance costs 32.09% less