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Get Cheap Car Insurance in Ybor City, Tampa, FL
We monitor insurance prices, helping the average driver in Ybor City save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Ybor City
The chart below shows the cheapest car insurance company in Ybor City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Ybor City Insurer | Monthly Cost |
|---|---|
| Geico | $145 |
| State Farm | $154 |
| Gainsco | $201 |
| Bristol West | $201 |
Savings for Every Kind of Ybor City Driver
Based on our extensive insurance data, we know the average Ybor City driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $891 per year by choosing the right vehicle insurance company. Some Ybor City residents are paying out over $3,044 extra every year for auto insurance in Ybor City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ybor City, Tampa, FL Savings / Yr. |
|---|---|
$891 |
|
$1,308 |
|
$1,006 |
|
$995 |
|
$3,163 |
|
$864 |
|
$1,259 |
Ybor City Car Insurance vs. Tampa
People living in Ybor City pay an average of 15.22% more than the typical driver in the state. The average driver in Ybor City can expect to pay about $2,779 per year, or $3,044 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Ybor City for most people.
Car Insurance Prices by Ybor City Neighborhood
Insurance Prices
Where is insurance cheapest within Ybor City?
The map shows insurance prices in and around Ybor City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $289 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,202 to a low of $2,913. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Ybor City.Pick the Best Car Insurance Company for You in Ybor City
The best car insurance provider for most drivers in Ybor City
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $891 over the average Ybor City car insurance company.
The best car insurance provider for Ybor City drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,308 over the competition.
The best car insurance company for Ybor City drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,006 better than other car insurance companies.
The best auto insurance for Ybor City drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $995 less each year.
The least expensive car insurance company for new and young drivers in Ybor City
In Ybor City, Geico costs young drivers $3,163 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ybor City
Geico gave the largest car insurance discounts to married couples, averaging $864 saved each year compared to an average Ybor City couple's premiums.
The cheapest car insurance in Ybor City for drivers with bad credit
The best Ybor City car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ybor City
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ybor City driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ybor City, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Ybor City
What Influences the Cost of Car Insurance in Ybor City?
On average, car insurance in Ybor City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ybor City are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Ybor City has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ybor City is $232 per month for minimum coverage and $254 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Tampa Heights: Insurance costs 5.68% more
- East Tampa: Insurance costs 4.57% more
- South Seminole Heights: Insurance costs 4.14% less
- Riverside Heights: Insurance costs 6.90% less
- Downtown Tampa: Insurance costs 10.71% less
- Channelside: Insurance costs 7.85% less
- Old West Tampa: Insurance costs 3.52% more
- Wellswood: Insurance costs 2.76% less
- Live Oaks Square: Insurance costs 10.41% more
- Old Seminol Heights: Insurance costs 3.65% less
Neighborhoods with Similar Populations
- Aetna: Insurance costs 51.61% less
- Tyner Homes: Insurance costs 35.91% less
- U of O Campus: Insurance costs 47.70% less
- Coral Ridge Isles: Insurance costs 0.43% less
- Ventura: Insurance costs 2.23% less
- Benton Park West: Insurance costs 25.03% less
- Bayside: Insurance costs 2.92% more
- Bayou Oaks: Insurance costs 8.74% less
- Bay: Insurance costs 37.29% less
- Barry Harbour: Insurance costs 38.47% less