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Get Cheap Car Insurance in Bayside, Queens, NY
We monitor insurance prices, helping the average driver in Bayside save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Bayside
The chart below shows the cheapest car insurance company in Bayside for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Bayside Insurer | Monthly Cost |
|---|---|
| Kemper | $115 |
| Plymouth Rock Assurance | $153 |
| Safeco Insurance | $165 |
| Geico | $172 |
Savings for Every Kind of Bayside Driver
Based on our extensive insurance data, we know the average Bayside driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $934 per year by choosing the right vehicle insurance company. Some Bayside residents are paying out over $3,133 extra every year for auto insurance in Bayside. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bayside, Queens, NY Savings / Yr. |
|---|---|
$934 |
|
$596 |
|
$1,190 |
|
$1,204 |
|
$2,949 |
|
$987 |
|
$1,572 |
Bayside Car Insurance vs. Queens
People living in Bayside pay an average of 29.18% more than the typical driver in the state. The average driver in Bayside can expect to pay about $2,272 per year, or $3,133 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Bayside for most people.
Car Insurance Prices by Bayside Neighborhood
Insurance Prices
Where is insurance cheapest within Bayside?
The map shows insurance prices in and around Bayside, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $618 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,479 to a low of $2,861. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Bayside.Pick the Best Car Insurance Company for You in Bayside
The best car insurance provider for most drivers in Bayside
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $934 over the average Bayside car insurance company.
The best car insurance provider for Bayside drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $596 over the competition.
The best car insurance company for Bayside drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,190 better than other car insurance companies.
The best auto insurance for Bayside drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,204 less each year.
The least expensive car insurance company for new and young drivers in Bayside
In Bayside, Progressive costs young drivers $2,949 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bayside
Progressive gave the largest car insurance discounts to married couples, averaging $987 saved each year compared to an average Bayside couple's premiums.
The cheapest car insurance in Bayside for drivers with bad credit
The best Bayside car insurance company for customer service
Recent price drops
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The cheapest large national provider in Bayside
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bayside driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bayside, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Bayside
What Influences the Cost of Car Insurance in Bayside?
On average, car insurance in Bayside is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Bayside is 52 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bayside are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Bayside is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bayside is $189 per month for minimum coverage and $261 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Auburndale: Insurance costs 4.79% more
- Clearview: Insurance costs 4.05% less
- Oakland Gardens: Insurance costs 0.26% more
- Douglaston-Little Neck: Insurance costs 2.39% less
- University Gardens: Insurance costs 7.50% less
- Fresh Meadows: Insurance costs 2.71% more
- Whitestone: Insurance costs 4.60% less
- Beechhurst: Insurance costs 6.45% less
- Flushing: Insurance costs 8.68% more
- Bellerose: Insurance costs 0.48% less
Neighborhoods with Similar Populations
- Hobart Circle Historic District: Insurance costs 65.15% less
- Ridgewood: Insurance costs 63.74% less
- Read Blvd West: Insurance costs 31.31% more
- Adams: Insurance costs 31.79% less
- North Central Loma Linda: Insurance costs 30.96% less
- Miller Creek: Insurance costs 51.84% less
- Melrose Park: Insurance costs 11.01% more
- Mabury Park: Insurance costs 29.52% less
- Loch Raven Manor: Insurance costs 36.26% less
- Jacobsville: Insurance costs 59.72% less