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Get Cheap Car Insurance in Bellerose, Queens, NY
We monitor insurance prices, helping the average driver in Bellerose save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Bellerose
The chart below shows the cheapest car insurance company in Bellerose for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Bellerose Insurer | Monthly Cost |
|---|---|
| Kemper | $115 |
| Plymouth Rock Assurance | $153 |
| Safeco Insurance | $164 |
| Geico | $171 |
Savings for Every Kind of Bellerose Driver
Based on our extensive insurance data, we know the average Bellerose driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $930 per year by choosing the right vehicle insurance company. Some Bellerose residents are paying out over $3,118 extra every year for auto insurance in Bellerose. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bellerose, Queens, NY Savings / Yr. |
|---|---|
$930 |
|
$593 |
|
$1,184 |
|
$1,199 |
|
$2,936 |
|
$982 |
|
$1,565 |
Bellerose Car Insurance vs. Queens
People living in Bellerose pay an average of 28.60% more than the typical driver in the state. The average driver in Bellerose can expect to pay about $2,262 per year, or $3,118 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Bellerose for most people.
Car Insurance Prices by Bellerose Neighborhood
Insurance Prices
Where is insurance cheapest within Bellerose?
The map shows insurance prices in and around Bellerose, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $739 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,380 to a low of $2,641. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the North parts of Bellerose.Pick the Best Car Insurance Company for You in Bellerose
The best car insurance provider for most drivers in Bellerose
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $930 over the average Bellerose car insurance company.
The best car insurance provider for Bellerose drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $593 over the competition.
The best car insurance company for Bellerose drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,184 better than other car insurance companies.
The best auto insurance for Bellerose drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,199 less each year.
The least expensive car insurance company for new and young drivers in Bellerose
In Bellerose, Progressive costs young drivers $2,936 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bellerose
Progressive gave the largest car insurance discounts to married couples, averaging $982 saved each year compared to an average Bellerose couple's premiums.
The cheapest car insurance in Bellerose for drivers with bad credit
The best Bellerose car insurance company for customer service
Recent price drops
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The cheapest large national provider in Bellerose
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bellerose driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bellerose, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Bellerose
What Influences the Cost of Car Insurance in Bellerose?
On average, car insurance in Bellerose is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Bellerose is 52 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bellerose are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Bellerose is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Bellerose is $189 per month for minimum coverage and $260 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Glen Oaks: Insurance costs 3.62% less
- Queens Village: Insurance costs 11.77% more
- Douglaston-Little Neck: Insurance costs 1.92% less
- Oakland Gardens: Insurance costs 0.74% more
- Hollis: Insurance costs 11.90% more
- University Gardens: Insurance costs 7.06% less
- Bayside: Insurance costs 0.48% more
- Cambria Heights: Insurance costs 13.95% more
- St Albans: Insurance costs 15.68% more
- Fresh Meadows: Insurance costs 3.21% more
Neighborhoods with Similar Populations
- Baker-Zachary Area: Insurance costs 10.46% more
- Midway: Insurance costs 19.28% less
- Flat Rock Area: Insurance costs 4.27% less
- Franklin Park: Insurance costs 64.43% less
- Fair Haven: Insurance costs 22.87% less
- South Southwest: Insurance costs 38.58% less
- SouthWest Santa Rosa: Insurance costs 33.90% less
- Rockaway Park: Insurance costs 4.97% less
- Del Rio: Insurance costs 21.17% less
- Tule Springs: Insurance costs 24.09% less