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Get Cheap Car Insurance in Queens Village, Queens, NY
We monitor insurance prices, helping the average driver in Queens Village save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Queens Village
The chart below shows the cheapest car insurance company in Queens Village for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Queens Village Insurer | Monthly Cost |
|---|---|
| Kemper | $128 |
| Plymouth Rock Assurance | $171 |
| Safeco Insurance | $184 |
| Geico | $192 |
Savings for Every Kind of Queens Village Driver
Based on our extensive insurance data, we know the average Queens Village driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,039 per year by choosing the right vehicle insurance company. Some Queens Village residents are paying out over $3,485 extra every year for auto insurance in Queens Village. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Queens Village, Queens, NY Savings / Yr. |
|---|---|
$1,039 |
|
$663 |
|
$1,324 |
|
$1,339 |
|
$3,281 |
|
$1,098 |
|
$1,749 |
Queens Village Car Insurance vs. Queens
People living in Queens Village pay an average of 43.72% more than the typical driver in the state. The average driver in Queens Village can expect to pay about $2,528 per year, or $3,485 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Queens Village for most people.
Car Insurance Prices by Queens Village Neighborhood
Insurance Prices
Where is insurance cheapest within Queens Village?
The map shows insurance prices in and around Queens Village, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $932 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,793 to a low of $2,861. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Queens Village.Pick the Best Car Insurance Company for You in Queens Village
The best car insurance provider for most drivers in Queens Village
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,039 over the average Queens Village car insurance company.
The best car insurance provider for Queens Village drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $663 over the competition.
The best car insurance company for Queens Village drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,324 better than other car insurance companies.
The best auto insurance for Queens Village drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,339 less each year.
The least expensive car insurance company for new and young drivers in Queens Village
In Queens Village, Progressive costs young drivers $3,281 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Queens Village
Progressive gave the largest car insurance discounts to married couples, averaging $1,098 saved each year compared to an average Queens Village couple's premiums.
The cheapest car insurance in Queens Village for drivers with bad credit
The best Queens Village car insurance company for customer service
Nationwide was the best company for customer service in Queens Village according to the NAIC.
Recent price drops
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The cheapest large national provider in Queens Village
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Queens Village driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Queens Village, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Queens Village
What Influences the Cost of Car Insurance in Queens Village?
On average, car insurance in Queens Village is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Queens Village is 60 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Queens Village are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Queens Village is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Queens Village is $211 per month for minimum coverage and $290 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Hollis: Insurance costs 0.11% more
- St Albans: Insurance costs 3.50% more
- Bellerose: Insurance costs 10.53% less
- Cambria Heights: Insurance costs 1.95% more
- Oakland Gardens: Insurance costs 9.87% less
- Glen Oaks: Insurance costs 13.77% less
- Fresh Meadows: Insurance costs 7.66% less
- Locust Manor: Insurance costs 4.07% more
- Douglaston-Little Neck: Insurance costs 12.25% less
- Jamaica: Insurance costs 0.43% more
Neighborhoods with Similar Populations
- Downtown San Jose: Insurance costs 37.16% less
- Ahwatukee: Insurance costs 46.46% less
- Forest Hills: Insurance costs 8.06% less
- Far North Dallas-Keller: Insurance costs 49.61% less
- Evergreen: Insurance costs 39.57% less
- Elmhurst: Insurance costs 1.09% more
- East Village: Insurance costs 9.44% less
- East Flatbush: Insurance costs 6.00% more
- East End: Insurance costs 41.35% less
- Cordova-Appling: Insurance costs 54.69% less